Lafayette County property record for 702 N Oak St, Concordia, MO 64020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,423 sqft · built 1994 |
| Lot Size | 0.338 acres (14,702 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,958 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-9.0-32-0-000-010.090 |
| Primary APN | 18-9.0-32-0-000-010.090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,423 sqft Living Area |
| Basement Area | 1,423 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,702 sqft (0.338 acres) |
| Lot Dimensions | 140 ft deep x 105 ft wide |
| Porch | Slab |
| Porch Area | 56 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 702 N OAK ST |
|---|---|
| City | CONCORDIA |
| State | MO |
| Zip | 64020-8340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 3 & 4 METRO-EAST SUBD PLAT 1; 765-586, 772-62, 931-468, 1116-3 |
| Legal Range | 24 |
| Legal Township | 49 |
| Legal Section | 32 |
| Legal Subdivision | METRO-EAST SUBD |
| Legal Lot Number | 3-4 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | FREEDOM |
| Census Block Group | 3 |
| Census Block | 3184 |
| Census Tract | 90401 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 702 N OAK ST, CONCORDIA, MO 64020-8340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 702 N OAK ST, CONCORDIA, MO 64020-8340 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021DR6828 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021DR6828 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 702 N OAK ST, CONCORDIA, MO 64020-8340 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021DR4115 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021DR4115 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Concordia City |
| Unified School District | Concordia R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,958.00 | $27,054 (+14%) | $142,390 (+14%) Land $14,780 Building $127,610 |
| 2023 | $23,732 | $124,908 Land $12,968 Building $111,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORDIA PWS serves 2,500 people · EPA ID MO1010184 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Green Hills Technologies Cable | 250 / 20 |
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