702 N Main St, Jefferson, NC 28640 Property Records

Ashe County property record for 702 N Main St, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	966 sqft · built 1945
Lot Size	0.72 acres (31,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (May 2022)
Tax Bill	$1,318 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09263-001-146`

Property Details

APN / Parcel Number

Primary APN	`09263-001-146`
Alternative APNs	`092978342048` `111906` `5387`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	966 sqft Heated Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1975
Architectural Style	Conventional
Lot Area	31,364 sqft (0.72 acres)

Location & Zoning

Account Number	111906
Old Parcel Number	09263001146
Street Address	702 N MAIN ST
City	JEFFERSON
State	NC
Zip	28640-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 70-75 FROM BARRY & AMP; DOROTHY HUDLER 1573 &A
Legal Subdivision	H F COOK SUBDIVISION
Legal Lot Number	70-75
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3016
Census Tract	970502

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 N MAIN ST, JEFFERSON, NC 28640-9666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Oct 16, 2014 · Amount on Record
Deed Document Number	20222528
Deed Book / Page	541 / 984
Prior Transfer Date	Feb 8, 2016
Prior Transfer Doc	00468/0233
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	May 9, 2022
Property Address	702 N MAIN ST, JEFFERSON, NC 28640-9666
Document Number	000541/984
Book / Page	541 / 984
Map Reference	MB 2 PG 33
Instrument Date	Apr 28, 2022
Instrument	2528
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7736 STATE ROUTE 132, BLANCHESTER, OH 45107-8474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	702 N MAIN ST, JEFFERSON, NC 28640-9666

Mortgage

Document Number	0000002529
Date	May 9, 2022
Instrument	2529

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,318.00 (+5.69%)	$162,000 (-) Land $30,000 Building $132,000	$162,000 (-) Land $30,000 Building $132,000
2025	$1,247.00 (+4.79%)	$162,000 (-) Land $30,000 Building $132,000	$162,000 (-) Land $30,000 Building $132,000
2023	$1,190.00 (+35.38%)	$162,000 (+106.63%) Land $30,000 Building $132,000	$162,000 (+106.63%) Land $30,000 Building $132,000
2022	$879.00	$78,400 Land $15,000 Building $63,400	$78,400 Land $15,000 Building $63,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Brightspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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