702 N Hart St, Harvard, IL 60033 Property Records

McHenry County property record for 702 N Hart St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.094 acres (4,110 sqft)
Owner	Owner Name on File
Deeds & Mortgages	May 2019 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-280-006`

Property Details

APN / Parcel Number

Primary APN	`01-35-280-006`

Exterior

Lot Area	4,110 sqft

Location & Zoning

Street Address	702 N HART ST
City	HARVARD
State	IL
Zip	60033-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2010R0029826 N 40FT E 100FT LT 7 BLK 5 EG AYERS ADDN
Legal Range	05E
Legal Township	46N
Legal Section	35
Legal Subdivision	EG AYERS ADD
Legal Block	5
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2033
Census Tract	870302

Owner

The current owner of 702 N Hart St acquired it in July 2010.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Owner Name on File
Mailing Address	702 N HART ST, HARVARD, IL 60033-2228
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HARVARD STATE BANK
Jul 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jan 31, 2003
Last Transfer Date	Jul 14, 2010
Transfer Doc	0000029826
Record Updated	Jun 7, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	702 N HART ST, HARVARD, IL 60033-2228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013037
Date	May 10, 2019
Instrument	2019R0013037

Lender

Name	THE HARVARD STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	702 N HART ST, HARVARD, IL 60033-2228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022064
Date	Jul 18, 2019
Instrument	2019R0022064

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly
Max Rate	18%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	702 N HART ST, HARVARD, IL 60033-2228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055643
Date	Dec 17, 2020
Instrument	2020R0055643

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$52,575 Land $6,408 Building $46,167	$157,725 Land $19,224 Building $138,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 N Hart St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 N Hart St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on N Hart St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures