702 N 15th St, Waco, TX 76707 Property Records

McLennan County property record for 702 N 15th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,766 sqft · built 1900
Lot Size	0.283 acres (12,327 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2025)
Tax Bill	$4,875 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-001700-000300-4`

Property Details

APN / Parcel Number

Primary APN	`48-001700-000300-4`
Alternative APNs	`4800170000030040111` `162198`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,766 sqft Living Area
Gross Area	4,522 sqft
1st Floor Area	2,013 sqft
2nd Floor Area	1,753 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	12,327 sqft (0.283 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	756 sqft
Driveway	Concrete Driveway
Driveway Area	560 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	434 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	702 N 15TH ST
City	WACO
State	TX
Zip	76707-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O2
Legal Description	BAKER J B LOT 1 BLOCK 97 ACRES .283
Legal Subdivision	BAKER J B
Legal Block	97
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2008
Census Tract	700

Owner

702 N 15th St is owned and occupied by an individual who bought it in September 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	702 N 15TH ST, WACO, TX 76707-3513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit C1 BANK
Sep 8, 2025	Special Warranty Deed, Transfer ANNA FUTRAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Oct 20, 2016 · Amount on File
Deed Document Number	202527325
Prior Transfer Date	Oct 19, 2016
Prior Transfer Doc	0000034691
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	702 N 15TH ST, WACO, TX 76707-3513
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027346
Date	Jul 12, 2021
Instrument	2021027346

Lender

Name	C1 BANK
Type	Bank
Address	76723

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jun 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 8, 2025
Property Address	702 N 15TH ST, WACO, TX 76707-3513
Document Number	0000027325
Map Reference	OL 1702 PG 273
Instrument Date	Sep 8, 2025
Instrument	2025027325
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 PLACID CIR, WACO, TX 76706-4518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 N 15TH ST, WACO, TX 76707-3513

Mortgage

Document Number	0000027344
Date	Sep 8, 2025
Instrument	2025027344

Lender

Name	ANNA FUTRAL
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 702 N 15th St was $4,875, up 5.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,905 (+1%)	$385,092 (+17.75%) Land $31,065 Building $354,027
2025	$4,875.00 (+5.79%) Homeowner's exemption	$310,823	$327,040 Land $28,230 Building $298,810
2024	$4,608.00
2023		$334,560 Land $28,230 Building $306,330	$334,560 Land $28,230 Building $306,330
2022	$4,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 N 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 N 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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