James City County property record for 702 Mosby Dr, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,600 sqft · built 1957 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,000 (Apr 2019) |
| Tax Bill | $2,349 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-4 03-0-0099 |
| Primary APN | 41-4 03-0-0099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Porch | Slab |
| Porch Area | 628 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6142 |
|---|---|
| Street Address | 702 MOSBY DR |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL |
| Legal Description | L-99 S-5 JAMES TERRACE |
| Legal Subdivision | JAMES TERRACE |
| Legal Lot Number | 99 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | ROBERTS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 80103 |
Source: James City County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 702 MOSBY DR, WILLIAMSBURG, VA 23185-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · VA Mortgage CHANGE LENDING LLC |
| Apr 10, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Mar 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage SUNTRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Deed Document Number | 20195246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 702 MOSBY DR, WILLIAMSBURG, VA 23185-5227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | SPRUCE LAND TITLE SVCS |
| Name | Verified Name |
|---|
| Document Number | 210016705 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 210016705 |
| Name | CHANGE LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 10, 2019 |
| Property Address | 702 MOSBY DR, WILLIAMSBURG, VA 23185-5227 |
| Document Number | 0000005246 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 5246 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 702 MOSBY DR WILLIAMSBURG VA 231855227, WILLIAMSBURG, VA 23185-5227 |
| Document Number | 5247 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 5247 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 702 MOSBY DR, WILLIAMSBURG, VA 23185-5227 |
| Document Number | 0000005468 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 702 MOSBY DR WILLIAMSBURG VA 231855227, WILLIAMSBURG, VA 23185-5227 |
| Document Number | 0000005468 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 5468 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2047 |
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,349.00 (+52.73%) | $283,100 (+25.65%) Land $53,400 Building $229,700 | $283,100 (+25.65%) Land $53,400 Building $229,700 |
| 2023 | $225,300 Land $47,100 Building $178,200 | $225,300 Land $47,100 Building $178,200 | |
| 2019 | $1,538.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NELSON PARK private · serves 530 people · EPA ID VA3199510 |
|---|---|
| Water Source | Purchased surface water from CITY OF NEWPORT NEWS |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | JCSA - CENTRAL SYSTEM |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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