702 Montgomery St, Laurel, MD 20707 Property Records

Prince George's County property record for 702 Montgomery St, Laurel, MD 20707

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,228 sqft · built 1900
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (May 2017)
Tax Bill	$9,573 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1084334`

Property Details

APN / Parcel Number

Primary APN	`10-1084334`
Alternative APN	`1084334`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,228 sqft Living Area
1st Floor Area	656 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Deck Area	96 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	1084334
Street Address	702 MONTGOMERY ST
City	LAUREL
State	MD
Zip	20707-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LAUR
Legal Description	LAUREL PARK
Legal Subdivision	LANDOVER ESTATES
Legal Block	11
Legal Lot Number	23
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	3
Census Block	3000
Census Tract	800102

Owner

702 Montgomery St is owned and occupied by an individual who bought it in May 2017.

Source: Prince George's County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	702 MONTGOMERY ST, LAUREL, MD 20707-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 23, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2017 · Amount on File
Deed Sale	May 23, 2017 · Amount on File
Prior Sale	Sep 15, 1989 · Amount on File
Deed Document Number	201739588-015
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	702 MONTGOMERY ST, LAUREL, MD 20707-4004
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0482330366
Date	Oct 20, 2022
Book Page	48233/366

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	702 MONTGOMERY ST, LAUREL, MD 20707-4004
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 MONTGOMERY ST, LAUREL, MD 20707-4004

Mortgage

Document Number	0463700054
Date	Oct 19, 2021
Book Page	46370/54

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	May 23, 2017
Property Address	702 MONTGOMERY ST, LAUREL, MD 20707-4004
Document Number	0395880015
Book / Page	039588 / 000015
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 MONTGOMERY ST LAUREL MD 207074004, LAUREL, MD 20707-4004

Mortgage

Document Number	395880023
Date	May 23, 2017
Book Page	039588/000023

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Laurel City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,573.00 (+143.77%)	$276,400 (+16.04%) Land $100,400 Building $176,000	$276,400 (-) Land $100,400 Building $176,000
2023	$3,927.00	$238,200	$276,400 Land $100,400 Building $176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 Montgomery St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 702 Montgomery St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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