702 Martha Ln, Flora, IL 62839 Property Records

Clay County property record for 702 Martha Ln, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1.5 ba · 1,468 sqft · built 1959
Lot Size	0.382 acres (16,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,900 (Jan 2020)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-25-222-018`

Property Details

APN / Parcel Number

Primary APN	`10-25-222-018`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,468 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	16,644 sqft (0.382 acres)
Garage Area	1,064 sqft
Driveway	Concrete Driveway
Driveway Area	252 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	702 MARTHA LN
City	FLORA
State	IL
Zip	62839-2410
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	AL-BO SUB DIV LOT 18 EX E 10' & LOT 22 EX E 10'
Legal Subdivision	AL-BO SUB
Legal Lot Number	18,22
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	3
Census Block	3019
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 MARTHA LN, FLORA, IL 62839-2410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit FLORA BANKING CO
Jan 31, 2020	Deed, Transfer · VA Mortgage GERSHAM INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	2020198347
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	702 MARTHA LN, FLORA, IL 62839-2410
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207460
Date	Jun 15, 2023
Instrument	207460

Lender

Name	FLORA BANKING CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2028

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Jan 31, 2020
Property Address	702 MARTHA LN, FLORA, IL 62839-2410
Document Number	000D198347
Map Reference	PR C PG 184
Instrument Date	Jan 24, 2020
Instrument	D198347
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 MARTHA LN, FLORA, IL 62839-2410

Mortgage

Document Number	000D198348
Date	Jan 31, 2020
Instrument	D198348

Lender

Name	GERSHAM INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 (+7.68%) Homeowner's exemption	$32,385 (+32.12%) Land $6,071 Building $26,314	$97,155 (+32.12%) Land $18,213 Building $78,942
2024	$1,876.00 (+6.47%)
2022	$1,762.00 (+9.92%) Homeowner's exemption	$24,512 Land $4,573 Building $19,939	$73,536 Land $13,719 Building $59,817
2021	$1,603.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Nextlink, T-Mobile.

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