702 Lost Trl, Highlands, NC 28741 Property Records

Jackson County property record for 702 Lost Trl, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,963 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Nov 2020)
Tax Bill	$10,810 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7550-57-7480`

Property Details

APN / Parcel Number

Primary APN	`7550-57-7480`
Alternative APN	`169480`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,963 sqft Heated Area
1st Floor Area	1,295 sqft
Upper Floors Area	518 sqft
Basement Area	1,150 sqft
Finished Basement	1,150 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	784 sqft
Carport	Carport
Carport Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	426 sqft
Deck Area	420 sqft
Patio Area	1,020 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	702 LOST TRL
City	HIGHLANDS
State	NC
Zip	28741-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 160 REV CULLASAJA CLUB
Legal Subdivision	CULLASAJA CLUB
Legal Lot Number	160
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2088
Census Tract	950900

Owner

Source: Jackson County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4416 W AZEELE ST, TAMPA, FL 33609-2613
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE BANK OF TAMPA
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Apr 26, 2021	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Jan 19, 2021	Correction Deed, Transfer ATTORNEY ONLY
Nov 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Transfer Date	Dec 13, 2012
Prior Transfer Doc	0019670520
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	702 LOST TRL, HIGHLANDS, NC 28741-6308
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 W AZEELE ST, TAMPA, FL 33609-2613

Mortgage

Document Number	0023641268
Date	Oct 5, 2023
Book Page	2364/1268

Lender

Name	THE BANK OF TAMPA
Type	Bank
Address	TAMPA, FL 33601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	702 LOST TRL, HIGHLANDS, NC 28741-6308
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023101644
Date	Aug 13, 2021
Book Page	2310/1644

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	702 LOST TRL, HIGHLANDS, NC 28741-6308
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5746 CLARENDON DR, NAPLES, FL 34113-8385

Mortgage

Document Number	0023000131
Date	Apr 26, 2021
Book Page	2300/131

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 23, 2052

Interest

Rate Type	Adjustable Rate

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 19, 2021
Property Address	702 LOST TRL, HIGHLANDS, NC 28741-6308
Document Number	0022891802
Book / Page	002289 / 001802
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	Mar 29, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4416 W AZEELE ST TAMPA FL 336092613, TAMPA, FL 33609-2613

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 23, 2020
Property Address	702 LOST TRL, HIGHLANDS, NC 28741-6308
Document Number	0023840467
Book / Page	002384 / 000467
Instrument Date	Nov 23, 2020
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,740.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4416 W AZEELE ST TAMPA FL 336092613, TAMPA, FL 33609-2613

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 20, 2020
Property Address	702 LOST TRL, HIGHLANDS, NC 28741-6308
Document Number	0022831766
Book / Page	002283 / 001766
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5746 CLARENDON DR NAPLES FL 341138385, NAPLES, FL 34113-8385

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,810.00 (+205.28%)	$2,844,963 (+205.24%) Land $350,000 Building $2,494,963
2023	$3,541.00	$932,040 Land $250,000 Building $682,040

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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