702 Lake Ave E, Ladysmith, WI 54848 Property Records

Rusk County property record for 702 Lake Ave E, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Sep 2022)
Tax Bill	$1,967 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`246-02177-0000`

Property Details

APN / Parcel Number

Primary APN	`246-02177-0000`

Exterior

Lot Area	9,148 sqft

Location & Zoning

Street Address	702 LAKE AVE E
City	LADYSMITH
State	WI
Zip	54848-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MENASHA WOODENWARE COS 1ST ADD N 68 OF LOTS 3 & 4 BLOCK 2 DOCUMENT # 365462
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	MENASHA WOODENWARE CO ADD
Legal Block	2
Legal Lot Number	3-4
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	1
Census Block	1064
Census Tract	960500

Owner

Source: Rusk County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	702 LAKE AVE E, LADYSMITH, WI 54848-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE
Sep 26, 2022	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDL SAVINGS & LOAN
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage LEND SMART MORTGAGE LLC
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	365462
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	702 LAKE AVE E, LADYSMITH, WI 54848-1317
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000366621
Date	Feb 8, 2023
Instrument	366621

Lender

Name	PROSPERITY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Sep 26, 2022
Property Address	702 LAKE AVE E, LADYSMITH, WI 54848-1317
Document Number	0000365462
Instrument Date	Sep 21, 2022
Instrument	365462
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Amount	Amount Recorded
Tax	$309.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000365463
Date	Sep 26, 2022
Instrument	365463

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000365464
Date	Sep 26, 2022
Instrument	365464

Lender

Name	WHEDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2032

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	702 LAKE AVE E, LADYSMITH, WI 54848-1317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	358321
Date	Jan 19, 2021
Instrument	358321

Lender

Name	LADYSMITH FEDL SAVINGS & LOAN
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Jun 7, 2019
Property Address	702 LAKE AVE E, LADYSMITH, WI 54848-1317
Document Number	0000351825
Instrument Date	Jun 7, 2019
Instrument	351825
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$239.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000351826
Date	Jun 7, 2019
Instrument	351826

Lender

Name	LEND SMART MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	702 LAKE AVE E, LADYSMITH, WI 54848-1317
Transaction Type	Mortgage
Record Updated	Jun 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	639/908
Date	Jun 11, 2018
Book Page	639/908
Instrument	348472

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jun 28, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,967.00 (+27.81%) Homeowner's exemption	$72,600 (-) Land $6,800 Building $65,800	$124,000 (+36.87%)
2023	$1,539.00 Homeowner's exemption	$72,600 Land $6,800 Building $65,800	$90,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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