702 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 702 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,392 sqft · built 1996
Lot Size	0.393 acres (17,119 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Apr 2025)
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 2 259`

Property Details

APN / Parcel Number

Primary APN	`18A 2 259`
Alternative APN	`2837`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	4,972 sqft
1st Floor Area	1,296 sqft
Attic	Attic
Attic Area	547 sqft
Basement Area	864 sqft
Finished Basement	792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,119 sqft (0.393 acres)
Terrain	Rolling
Garage Area	841 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	328 sqft
Deck Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2837
Street Address	702 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 250001077 SHADWELL-2 LOT 259 17,111 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	25
Legal Lot Number	259
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2019
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	702 JEFFERSON DR, PALMYRA, VA 22963-3205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2025	Deed, Transfer · Conventional Mortgage C & F MORTGAGE CORP
Jul 6, 2020	Deed, Transfer · Conventional Mortgage FINANCE AMERICA MTG LLC
Sep 27, 2019	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Jul 6, 2020 · Amount on Record
Deed Document Number	20251077
Prior Transfer Date	Jan 8, 2013
Prior Transfer Doc	000884/303
Record Updated	Sep 20, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 15, 2025
Property Address	702 JEFFERSON DR, PALMYRA, VA 22963-3205
Document Number	0250001077
Map Reference	DB 76 PG 564
Instrument Date	Mar 18, 2025
Instrument	250001077
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	702 JEFFERSON DR, PALMYRA, VA 22963-3205

Mortgage

Document Number	0250001078
Date	Apr 15, 2025
Instrument	250001078

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 6, 2020
Property Address	702 JEFFERSON DR, PALMYRA, VA 22963-3205
Document Number	0200002410
Map Reference	DB 76 PG 564
Instrument Date	Jul 1, 2020
Instrument	200002410
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 JEFFERSON DR, PALMYRA, VA 22963-3205

Mortgage

Document Number	0200002411
Date	Jul 6, 2020
Instrument	200002411

Lender

Name	FINANCE AMERICA MTG LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 27, 2019
Property Address	702 JEFFERSON DR, PALMYRA, VA 22963-3205
Document Number	0001902949
Map Reference	PB 76 PG 564
Instrument Date	Sep 23, 2019
Instrument	1902949
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 JEFFERSON DR, PALMYRA, VA 22963-3205

Mortgage

Document Number	0001902952
Date	Sep 27, 2019
Instrument	1902952

Lender

Name	FINANCE OF AMERICA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,100 (-) Land $30,000 Building $343,100	$373,100 (-) Land $30,000 Building $343,100
2025	$2,816.00 (+0.64%)	$373,100 (+33.63%) Land $30,000 Building $343,100	$373,100 (+33.63%) Land $30,000 Building $343,100
2024	$2,798.00 (+18.76%)
2023		$279,200 Land $30,000 Building $249,200	$279,200 Land $30,000 Building $249,200
2022	$2,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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