702 Highpoint Cir, Black Hawk, CO 80422 Property Records

Gilpin County property record for 702 Highpoint Cir, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,414 sqft · built 2000
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (Aug 2024)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1711-294-03-250`

Property Details

APN / Parcel Number

Primary APN	`1711-294-03-250`
Alternative APN	`R005886`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,414 sqft Heated Area
Gross Area	2,881 sqft
1st Floor Area	1,707 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Patio Area	394 sqft
Balcony Area	394 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R005886
Street Address	702 HIGHPOINT CIR
City	BLACK HAWK
State	CO
Zip	80422-8963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 29 T: 2S R: 72W SUBD: DORY LAKES FILING #1 LOT: 082 & IMPS
Legal Range	72W
Legal Township	02S
Legal Section	29
Legal Subdivision	DORY LAKES FILING #1
Legal Lot Number	82
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	1
Census Block	1074
Census Tract	13802

Owner

Source: Gilpin County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	702 HIGHPOINT CIR, BLACK HAWK, CO 80422-8963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · SBA Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit ON TAP CU
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage ON TAP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2024 · Amount on File
Deed Sale	Aug 5, 2024 · Amount on File
Deed Document Number	2024176857
Prior Transfer Date	Aug 22, 2012
Prior Transfer Doc	0000147391
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	702 HIGHPOINT CIR, BLACK HAWK, CO 80422-8963
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 HIGHPOINT CIR, BLACK HAWK, CO 80422-8963

Mortgage

Document Number	0000179345
Date	Nov 12, 2025
Instrument	179345

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	702 HIGHPOINT CIR, BLACK HAWK, CO 80422-8963
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172137
Date	Apr 18, 2022
Instrument	172137

Lender

Name	ON TAP CU
Type	Credit Union
Address	GOLDEN, CO 80401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	702 HIGHPOINT CIR, BLACK HAWK, CO 80422-8963
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 HIGHPOINT CIR, BLACK HAWK, CO 80422-8963

Mortgage

Document Number	0000168074
Date	Jan 6, 2021
Instrument	168074

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	702 HIGHPOINT CIR, BLACK HAWK, CO 80422-8963
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164605
Date	Oct 2, 2019
Instrument	164605

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	702 HIGHPOINT CIR, BLACK HAWK, CO 80422-8963
Document Number	0000162290
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 HIGHPOINT CIR BLACK HAWK CO 804228963, BLACK HAWK, CO 80422-8963

Mortgage

Document Number	0000162290
Date	Oct 12, 2018
Instrument	162290

Lender

Name	ON TAP CU
Address	GOLDEN, CO 80401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 11, 2033

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,614.00 (+7.74%)	$53,510 (+0.26%) Land $4,690 Building $48,820	$856,160 (+7.48%) Land $75,000 Building $781,160
2024	$1,498.00 (+1.22%)	$53,370 (-) Land $4,260 Building $49,110	$796,590 (-) Land $63,608 Building $732,982
2023	$1,480.00 (+22.82%)	$53,370 (+36.67%) Land $4,260 Building $49,110	$796,590 (+41.79%) Land $63,608 Building $732,982
2022	$1,205.00	$39,050 Land $2,920 Building $36,130	$561,820 Land $42,000 Building $519,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 44% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable	1,000 / 250
Visionary Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Magnolia Road Internet Cooperative.

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