702 Headley Ct, Northfield, MN 55057 Property Records

Rice County property record for 702 Headley Ct, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,006 sqft · built 1994
Lot Size	0.179 acres (7,789 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jul 2017)
Tax Bill	$4,556 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22.36.1.76.010`

Property Details

APN / Parcel Number

Primary APN	`22.36.1.76.010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,006 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Finished Basement	816 sqft
Unfinished Basement	176 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,789 sqft (0.179 acres)
Lot Dimensions	90 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	582 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	10 sqft
Deck Area	136 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	702 HEADLEY CT
City	NORTHFIELD
State	MN
Zip	55057-6404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 2 OF LINCOLN WOODS ADD
Legal Subdivision	LINCOLN WOODS ADD
Legal Block	2
Legal Lot Number	9
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	1
Census Block	1015
Census Tract	70601

Owner

702 Headley Ct is owned and occupied by an individual who bought it in July 2017.

Source: Rice County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	702 HEADLEY CT, NORTHFIELD, MN 55057-6404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 28, 2019	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Jul 5, 2017	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on File
Deed Sale	Jul 5, 2017 · Amount on File
Prior Sale	Jan 13, 2012 · Amount on File
Deed Document Number	201755015
Prior Transfer Date	Feb 26, 2016
Prior Transfer Doc	0000T53520
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	702 HEADLEY CT, NORTHFIELD, MN 55057-6404
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000T60096
Date	Jul 1, 2021
Instrument	T60096

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	702 HEADLEY CT, NORTHFIELD, MN 55057-6404
Document Number	0000057332
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 HEADLEY CT NORTHFIELD MN 550576404, NORTHFIELD, MN 55057-6404

Mortgage

Document Number	0000057332
Date	Jul 11, 2019
Instrument	57332

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Jul 5, 2017
Property Address	702 HEADLEY CT, NORTHFIELD, MN 55057-6404
Document Number	0000055015
Instrument Date	Jun 30, 2017
Instrument	55015
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 HEADLEY CT NORTHFIELD MN 550576404, NORTHFIELD, MN 55057-6404

Mortgage

Document Number	55016
Date	Jul 5, 2017
Instrument	55016

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 702 Headley Ct was $4,556.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,556.00	$313,100 (+5.03%) Land $58,600 Building $254,500	$313,100 (+5.03%) Land $58,600 Building $254,500
2025		$298,100 (+5.48%) Land $48,300 Building $249,800	$298,100 (+5.48%) Land $48,300 Building $249,800
2024	$4,298.00 (+31.52%)	$282,600 (-) Land $45,400 Building $237,200	$282,600 (-) Land $45,400 Building $237,200
2023	$3,268.00	$282,600 Land $45,400 Building $237,200	$282,600 Land $45,400 Building $237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 Headley Ct in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	19 (2001–2024)
Claims Outside the SFHA	7 of 19
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 9 claims Severe Winter Storm, Straight-line Winds, And Flooding, Mar 2019 · 4 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Headley Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Southeast MN Wifi.

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