702 Harper Pl, Lady Lake, FL 32159 Property Records

Lake County property record for 702 Harper Pl, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1995
Lot Size	0.257 acres (11,214 sqft)
Owner	2 Company Names on File
Last Sale	$290,000 (Aug 2023)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-18-24-0200-000-02900`

Property Details

APN / Parcel Number

Primary APN	`07-18-24-0200-000-02900`
Alternative APNs	`241807020000002900` `3528492`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,214 sqft (0.257 acres)
Lot Dimensions	120 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	231 sqft
Deck Area	Deck Area
Patio Area	360 sqft
Utility Building	6,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3528492
Street Address	702 HARPER PL
City	LADY LAKE
State	FL
Zip	32159-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX8
Legal Description	LADY LAKE OAK MEADOWS SUB LOT 29 PB 28 PG 64 ORB 6198 PG 183
Legal Range	24E
Legal Township	18S
Legal Section	7
Legal Subdivision	LADY LAKE OAK MEADOWS SUB
Legal Tract	0200
Legal Block	1
Legal Lot Number	29
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1002
Census Tract	30408

Owner

Source: Lake County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	702 HARPER PL, LADY LAKE, FL 32159-3009
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC
Nov 28, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Prior Sale	Sep 3, 2013
Deed Document Number	2023102151
Deed Book / Page	6198 / 183
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	0043330940
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 10, 2026
Property Address	702 HARPER PL, LADY LAKE, FL 32159-3009
Document Number	0000084554
Book / Page	6773 / 1958
Instrument Date	Jun 4, 2026
Instrument	202684554
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	702 HARPER PL, LADY LAKE, FL 32159-3009

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 21, 2023
Property Address	702 HARPER PL, LADY LAKE, FL 32159-3009
Document Number	0061980183
Book / Page	6198 / 183
Map Reference	MB 28 PG 64
Instrument Date	Aug 17, 2023
Instrument	2023102151
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3890 WOODRIDGE DR APT 207, 207, THE VILLAGES, FL 32162-7196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 HARPER PL, LADY LAKE, FL 32159-3009

Mortgage

Document Number	0006198185
Date	Aug 21, 2023
Instrument	6198/185

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	702 HARPER PL, LADY LAKE, FL 32159-3009
Document Number	0050362191
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 HARPER PL LADY LAKE FL 321593009, LADY LAKE, FL 32159-3009

Mortgage

Document Number	0050362191
Date	Dec 6, 2017
Book Page	005036/002191
Instrument	130167

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,051 (-0.07%) Land $37,500 Building $171,551	$209,051 (-0.07%) Land $37,500 Building $171,551
2025	$3,267.00 (+11.62%) Homeowner's exemption	$209,201 (+112.34%) Land $37,500 Building $171,701	$209,201 (+6.3%) Land $37,500 Building $171,701
2024	$2,927.00 (+194.47%)
2023	$994.00 (-10.37%)	$98,520 (+3%)	$196,807 (-0.27%) Land $37,500 Building $159,307
2022	$1,109.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$95,650	$197,330 Land $38,023 Building $159,307

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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