702 Hall Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 702 Hall Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,374 sqft · built 1951
Lot Size	4.87 acres (212,531 sqft)
Owner	Individual Name on File
Last Sale	$469,000 (Jan 2015)
Tax Bill	$8,906 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`181-051-002-000`

Property Details

APN / Parcel Number

Primary APN	`181-051-002-000`
Alternative APN	`181-051-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	L-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	212,531 sqft
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	181-051-002
Street Address	702 HALL RD
City	ROYAL OAKS
State	CA
Zip	95076-5731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MP 1 LOS CARNEROS RO POR OF L 9 & OF SEC25 T12 R2 SUB A OF L 1 5 AC
Legal Subdivision	ASSRS MP 1 LOS CARNEROS RO
Legal Tract	12
Legal Lot Number	9,1
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1000
Census Tract	10202

Owner

702 Hall Rd is owned by an individual who acquired it in May 2022.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	35 DEL RIO CT, WATSONVILLE, CA 95076-6644
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
May 13, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 13, 2019	Loan Modification, Mortgage · Line of Credit PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2015 · Amount on File
Deed Sale	Jan 21, 2015 · Amount on File
Deed Document Number	20152942
Last Transfer Date	May 6, 2022
Transfer Doc	0000022377
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	May 12, 2022
Property Address	702 HALL RD, ROYAL OAKS, CA 95076-5731
Document Number	0000022377
Instrument Date	May 6, 2022
Instrument	2022022377
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 HALL RD, ROYAL OAKS, CA 95076-5731
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022378
Date	May 12, 2022
Instrument	2022022378

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	702 HALL RD, ROYAL OAKS, CA 95076-5731
Document Number	0000038602
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 HALL RD ROYAL OAKS CA 950765731, ROYAL OAKS, CA 95076-5731

Mortgage

Document Number	0000038602
Date	Sep 5, 2019
Instrument	38602

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTEREY CA
Property Address	702 HALL RD, ROYAL OAKS, CA 95076-5731
Document Number	0000038938
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 HALL RD ROYAL OAKS CA 950765731, ROYAL OAKS, CA 95076-5731

Mortgage

Document Number	0000038938
Date	Sep 6, 2019
Instrument	38938

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 702 Hall Rd was $8,906.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$761,721 (+2%) Land $483,396 Building $278,325
2025	$8,906.00	$746,786 Land $473,918 Building $272,868
2023	$7,928.00 (+33.92%)	$717,789 Land $455,516 Building $262,273
2022	$5,920.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 702 Hall Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1997–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Hall Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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