702 Elm St, Sterling, CO 80751 Property Records

Logan County property record for 702 Elm St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 936 sqft · built 1963
Lot Size	0.098 acres (4,269 sqft)
Owner	2 Individual Names on File
Last Sale	$257,500 (May 2026)
Tax Bill	$1,125 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`38052529407002`

Property Details

APN / Parcel Number

Primary APN	`38052529407002`
Alternative APN	`4856000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	936 sqft Heated Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	936 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,269 sqft (0.098 acres)
Lot Dimensions	138 ft deep x 85 ft wide
Porch	Slab
Patio Area	48 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	4856000
Street Address	702 ELM ST
City	STERLING
State	CO
Zip	80751-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100'; TH SELY ANG L 139D38' 131.2' TO THE POB; A PART OF TH SELY 100' OF LOTS 2&3 CK HAGANS SUBD OF; BLK 51 K&S ADDN DESC AS
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	K&S ADDN
Legal Tract	3
Legal Block	51
Legal Lot Number	2-3,8
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2015
Census Tract	966200

Owner

702 Elm St is owned and occupied by two individuals who bought it in May 2026.

Source: Logan County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	702 ELM ST, STERLING, CO 80751-3240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Special Warranty Deed, Transfer · Conventional Mortgage KINGS FEDERAL CREDIT UNION
Mar 26, 2020	Warranty Deed, Transfer · Conventional with PMI SERVION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Mar 26, 2020 · Amount on File
Deed Document Number	2026780103
Deed Book / Page	1068 / 309
Prior Transfer Date	Apr 12, 2018
Prior Transfer Doc	0000738797
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	May 18, 2026
Property Address	702 ELM ST, STERLING, CO 80751-3240
Document Number	0000780103
Book / Page	1068 / 309
Instrument Date	May 15, 2026
Instrument	2026.780103
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	702 ELM ST, STERLING, CO 80751-3240
Investor	Possibly a Property Investor

Mortgage

Document Number	0000780104,
Date	May 18, 2026
Instrument	2026.780104

Lender

Name	KINGS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Mar 26, 2020
Property Address	702 ELM ST, STERLING, CO 80751-3240
Document Number	0000748875
Book / Page	001037 / 000058
Instrument Date	Mar 26, 2020
Instrument	748875
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 CURTIS ST BRUSH CO 807232508, BRUSH, CO 80723-2508

Mortgage

Document Number	748877
Date	Mar 26, 2020
Book Page	001037/000060
Instrument	748877

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 702 Elm St was $1,125.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00	$13,423	$214,763 Land $21,250 Building $193,513
2023	$574.00 (-28.52%)	$140,210 (+1,338.05%) Land $15,940 Building $124,270	$140,210 (-) Land $15,940 Building $124,270
2022	$803.00	$9,750 Land $1,110 Building $8,640	$140,210 Land $15,940 Building $124,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 702 Elm St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kentec Communications, Vistabeam.

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