Monroe County property record for 702 Elm Rd, Sparta, WI 54656
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.226 acres (9,888 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,601 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-01352-0000 |
| Primary APN | 281-01352-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,888 sqft (0.226 acres) |
|---|
| Street Address | 702 ELM RD |
|---|---|
| City | SPARTA |
| State | WI |
| Zip | 54656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2, ELM ROAD SUBD, EXC N 20 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MONROE WI |
| Township / Civil Division | SPARTA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 950400 |
Source: Monroe County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 702 ELM RD, SPARTA, WI 54656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MARINE CU |
| Feb 16, 2018 | Deed of Trust, Mortgage · ARM MARINE CU |
| Nov 26, 2018 | Deed of Trust, Mortgage · ARM MARINE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 702 ELM RD, SPARTA, WI 54656 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000712363 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 712363 |
| Name | MARINE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 7, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.36% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 9.36% |
| Max Rate At Change | 11.3% |
| Index | 1-Year CMT |
| Max Rate | 15.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 702 ELM RD, SPARTA, WI 54656 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2019 |
| Name | Verified Name |
|---|
| Document Number | 671274 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 671274 |
| Name | MARINE CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 5, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 9.12% |
| Max Rate At Change | 11.1% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 702 ELM RD, SPARTA, WI 54656 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Name | Verified Name |
|---|
| Document Number | 677166 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 677166 |
| Name | MARINE CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 16, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 11.4% |
| Max Rate At Change | 13.4% |
Source: Monroe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Monroe County |
| Municipality | Sparta City |
| Unified School District | Sparta Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,601.00 (+11.92%) | $167,000 (+12.01%) Land $28,700 Building $138,300 | $166,900 (+13.77%) |
| 2023 | $2,324.00 | $149,100 Land $23,700 Building $125,400 | $146,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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