702 Deep Ridge Rd, Bel Air, MD 21014 Property Records

Harford County property record for 702 Deep Ridge Rd, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,744 sqft · built 1986
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Apr 2026)
Tax Bill	$3,924 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-193659`

Property Details

APN / Parcel Number

Primary APN	`03-193659`
Alternative APNs	`3193659` `193659`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,744 sqft Total Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.184 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	193659
Street Address	702 DEEP RIDGE RD
City	BEL AIR
State	MD
Zip	21014-5292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 108 .184 AC 702 DEEP RIDGE ROAD FAIRWIND FARMS PT 51/60
Legal Subdivision	FAIRWIND FARMS
Legal Lot Number	108
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1010
Census Tract	303501

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 DEEP RIDGE RD, BEL AIR, MD 21014-5292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	May 21, 1986 · Amount on Record
Deed Book / Page	17089 / 224
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 20, 2026
Property Address	702 DEEP RIDGE RD, BEL AIR, MD 21014-5292
Document Number	1708000224
Book / Page	17089 / 224
Instrument Date	Mar 27, 2026
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	SABE TITLE, SAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	702 DEEP RIDGE RD, BEL AIR, MD 21014-5292
Investor	Possibly a Property Investor

Mortgage

Document Number	1708000233,
Date	Apr 20, 2026
Book Page	17089/233

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,924.00 (+13.12%)	$360,067 (+1.4%)	$370,000 (+4.2%) Land $93,300 Building $276,700
2025	$3,469.00 (+10.8%) Homeowner's exemption	$355,100 (+14.59%) Land $93,300 Building $261,800	$355,100 (-) Land $93,300 Building $261,800
2023		$309,900	$355,100 Land $93,300 Building $261,800
2022	$3,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20