702 Dearborn Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 702 Dearborn Ave, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 990 sqft · built 1980
Lot Size0.183 acres (7,980 sqft)
OwnerCompany Name on Record
Last Sale$82,000 (Sep 2026)
Tax Bill$1,760 (2025)
Deeds & MortgagesSep 2026 Sale
Flood ZoneZone X (moderate risk)
APN8912-30-403-004

Property Details

APN / Parcel Number

Primary APN8912-30-403-004

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area990 sqft Living Area
1st Floor Area990 sqft
Basement Area990 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area7,980 sqft (0.183 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeAttached
Garage Area322 sqft
Parking Spaces1 Parking Space
Patio Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address702 DEARBORN AVE
CityWATERLOO
StateIA
Zip50703-5416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSHINE SUBDIVISION LOT 41 PART OF LOT 42 BEG AT NE COR LOT 42 TH W ALONG N LINE 10.37 FT TH SWLY TO A PT ON S LINE LOT 42
Legal Range12W
Legal Township89N
Legal Section30
Legal SubdivisionSUNSHINE SUBDIVISION
Legal Lot Number41,42
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2000
Census Tract800

Owner

Source: Black Hawk County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address808 DEARBORN AVE, WATERLOO, IA 50703-5449
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2026 · Amount on Record
Deed SaleSep 30, 2026 · Amount on Record
Deed Document Number202614872
Record UpdatedOct 29, 2026

September 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionBLACK HAWK IA
Recording DateSep 30, 2026
Property Address702 DEARBORN AVE, WATERLOO, IA 50703-5416
Document Number0000014872
Instrument DateSep 24, 2026
Instrument202614872
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$13,170.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 DEARBORN AVE, WATERLOO, IA 50703-5449

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,760.00 (+46.18%) Homeowner's exemption$111,730 (+34.6%) Land $6,720 Building $105,010$111,730 (+34.6%) Land $6,720 Building $105,010
2024$1,204.00 (-20.53%)
2023$83,010 (+17.95%) Land $6,720 Building $76,290$83,010 (+17.95%) Land $6,720 Building $76,290
2022$1,515.00 Homeowner's exemption$70,380 Land $6,720 Building $63,660
2021$70,380 Land $6,720 Building $63,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1978–2013)
Claims Outside the SFHA3 of 5
Most Recent ClaimMay 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire, Nextlink.

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