702 Charles St, Aurora, IL 60506 Property Records

Kane County property record for 702 Charles St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,118 sqft · built 1927
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Sep 2013)
Tax Bill	$4,322 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-129-008`

Property Details

APN / Parcel Number

Primary APN	`15-21-129-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
Gross Area	2,372 sqft
Basement Area	947 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	702 CHARLES ST
City	AURORA
State	IL
Zip	60506-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK RIDGE SUBDN : LOT 1 BLK 2 LOT DIMENSIONS: 50 X 120 APPROX LOT SQ FT 6000 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001
Legal Subdivision	PARK RIDGE SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2015
Census Tract	853100

Owner

Source: Kane County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 CHARLES ST, AURORA, IL 60506-3836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2013 · Amount on Record
Deed Sale	Sep 23, 2013 · Amount on Record
Deed Document Number	201369034
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 20, 2026
Property Address	702 CHARLES ST, AURORA, IL 60506-3836
Document Number	0000030603
Instrument Date	Jul 13, 2026
Instrument	202630603
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 CHARLES ST, AURORA, IL 60506-3836

Mortgage

Document Number	0000030603,
Date	Jul 20, 2026
Instrument	202630603

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	10.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	702 CHARLES ST, AURORA, IL 60506-3836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063804
Date	Oct 23, 2020
Instrument	2020K063804

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,322.00 (+12.67%) Homeowner's exemption	$66,202 (+9.39%) Land $10,962 Building $55,240	$198,685 (+9.39%) Land $32,899 Building $165,786
2024		$60,519 (+22.66%) Land $10,021 Building $50,498	$181,630 (+22.71%) Land $30,075 Building $151,555
2022	$3,836.00 (+5.15%) Homeowner's exemption	$49,338 (+7.41%) Land $8,170 Building $41,168	$148,014 (+7.41%) Land $24,510 Building $123,504
2021	$3,648.00 Homeowner's exemption	$45,934 Land $7,606 Building $38,328	$137,802 Land $22,818 Building $114,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

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