702 Charles Rd, Houston, TX 77076 Property Records

Harris County property record for 702 Charles Rd, Houston, TX 77076

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,668 sqft · built 1950
Lot Size	0.174 acres (7,560 sqft)
Owner	Individual Name on Record
Last Sale	$68,900 (Jun 2005)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`075-070-047-0823`

Property Details

APN / Parcel Number

Primary APN	`075-070-047-0823`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,560 sqft (0.174 acres)
View / Lot	Neighborhood
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0750700470823
Street Address	702 CHARLES RD
City	HOUSTON
State	TX
Zip	77076-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 823 BLK 44 HAWTHORNE PLACE SEC 7
Legal Subdivision	HAWTHORNE PLACE SEC 7
Legal Block	44
Legal Lot Number	823
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2001
Census Tract	221200

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17906 EAGLE PASS FALLS CT, HUMBLE, TX 77346-4104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit HOUSTON TEXAS FIRE FIGHTERS FCU
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit INVESTEX CU
Nov 8, 2018	Loan Modification, Mortgage US BK NA SERIES 2005-EFC2 (CE)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2005 · Amount on Record
Deed Sale	Jun 7, 2005 · Amount on Record
Deed Document Number	2005521719
Deed Book / Page	661 / 27
Prior Transfer Date	May 23, 2005
Prior Transfer Doc	000Y521719
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	702 CHARLES RD, HOUSTON, TX 77076-2815
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091987
Date	Mar 11, 2026
Instrument	2026-91987

Lender

Name	HOUSTON TEXAS FIRE FIGHTERS FCU
Type	Credit Union
Address	HOUSTON, TX 77007

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	702 CHARLES RD, HOUSTON, TX 77076-2815
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028984
Date	Jan 27, 2023
Instrument	2023-028984

Lender

Name	INVESTEX CU
Type	Credit Union
Address	HUMBLE, TX 77338

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 13, 2033

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	702 CHARLES RD, HOUSTON, TX 77076-2815
Document Number	0000012232
Instrument Date	Nov 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 CHARLES RD HOUSTON TX 770762815, HOUSTON, TX 77076-2815

Mortgage

Document Number	0000012232
Date	Jan 10, 2019
Instrument	12232

Lender

Name	US BK NA SERIES 2005-EFC2 (CE)
Address	WEST PALM BEACH, FL 33407

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 9, 2034

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,370 (+4.44%) Land $47,970 Building $145,400	$193,370 (+4.44%) Land $47,970 Building $145,400
2025	$1,559.00 (-51.79%) Homeowner's exemption	$185,156 (+5.53%) Land $47,970 Building $137,186	$185,156 (+5.53%) Land $47,970 Building $137,186
2024	$3,234.00 (+167.05%)
2023		$175,452 Land $47,970 Building $127,482	$175,452 Land $47,970 Building $127,482
2022	$1,211.00 (-23.31%)
2020	$1,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	49 (1983–2024)
Claims Outside the SFHA	49 of 49
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Tropical Storm Imelda, Sep 2019 · 9 claims Hurricane Ike, Sep 2008 · 8 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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