Durham County property record for 702 Chance Rd, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,036 sqft · built 1991 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Oct 2019) |
| Tax Bill | $3,242 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0841-97-1727 |
| Primary APN | 0841-97-1727 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,036 sqft Heated Area |
| Gross Area | 2,321 sqft |
| 1st Floor Area | 889 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Conventional |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 285 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 084102971737 |
|---|---|
| Street Address | 702 CHANCE RD |
| City | DURHAM |
| State | NC |
| Zip | 27703-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | TWIN LAKES/PH:01/BLK:C/LT #04 PL:000112-000186 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 1802 |
Source: Durham County records · APN 0841-97-1727
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 702 CHANCE RD, DURHAM, NC 27703-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BANKERS LIFE INSURANCE |
| Oct 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Aug 30, 2019 | Grant Deed, Transfer · Line of Credit NRP MTG TR I |
| Jun 06, 2017 | Deed of Trust, Mortgage · VA Mortgage MAJESTIC HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on Record |
| Deed Sale | Oct 11, 2019 · Amount on Record |
| Prior Sale | Aug 30, 2019 · Amount on Record |
| Deed Document Number | 0008774182 |
| Deed Book / Page | 8774 / 182 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 702 CHANCE RD, DURHAM, NC 27703-2543 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 702 CHANCE RD, DURHAM, NC 27703-2543 |
| Document Number | 0104500337 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 10450/337 |
| Instrument | 2025158473 |
| Name | BANKERS LIFE INSURANCE |
|---|---|
| Type | Insurance Company |
| Address | SAINT PETERSBURG, FL 33701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Oct 11, 2019 |
| Property Address | 702 CHANCE RD, DURHAM, NC 27703-2543 |
| Document Number | 0087740182 |
| Book / Page | 8774 / 182 |
| Map Reference | MB 112 PG 186 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 2019037451 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999 |
| Name | Verified Name |
|---|
| Document Number | 2019037452 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019037452 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 30, 2019 |
| Property Address | 702 CHANCE RD, DURHAM, NC 27703-2543 |
| Document Number | 0087390814 |
| Book / Page | 008739 / 000814 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 31311 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $418.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999 |
| Investor | Possibly a Property Investor |
| Document Number | 87390816 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 008739/000816 |
| Instrument | 31312 |
| Name | NRP MTG TR I |
|---|---|
| Address | 500 DELAWARE AVE # 11TH, WILMINGTON, DE 19801-1490 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 702 CHANCE RD, DURHAM, NC 27703-2543 |
| Document Number | 0082040775 |
| Book / Page | 008204 / 000775 |
| Instrument Date | Jun 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Title Company | SPL INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 702 CHANCE RD DURHAM NC 277032543, DURHAM, NC 27703-2543 |
| Document Number | 0082040775 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 008204/000775 |
| Instrument | 20172 |
| Name | MAJESTIC HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ONTARIO, CA 91761 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,242.00 (+34.91%) | $327,077 (+78.24%) Land $83,200 Building $243,877 | $327,077 (+78.24%) Land $83,200 Building $243,877 |
| 2023 | $2,403.00 (+2.34%) | $183,507 (-) Land $25,620 Building $157,887 | $183,507 (-) Land $25,620 Building $157,887 |
| 2022 | $2,348.00 | $183,507 Land $25,620 Building $157,887 | $183,507 Land $25,620 Building $157,887 |
Source: FEMA National Flood Hazard Layer as of June 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 412 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DURHAM serves 333,490 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures