Cabarrus County property record for 702 Broad St, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,430 sqft · built 1930 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,000 (Mar 2021) |
| Tax Bill | $2,407 (2023) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5613 37 6820 |
| Primary APN | 5613 37 6820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| Gross Area | 2,284 sqft |
| 1st Floor Area | 1,430 sqft |
| Basement Area | 540 sqft |
| Unfinished Basement | 540 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 150 ft deep x 101 ft wide |
| Garage Area | 504 sqft |
| Porch | Slab |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 144919 |
|---|---|
| Street Address | 702 BROAD ST |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-4759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 9A PLAT FOR 702 BROAD ST |
| Legal Subdivision | MOORESVILLE AND RAINBOW RD |
| Legal Lot Number | 9A |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 41002 |
702 Broad St is owned and occupied by an individual who bought it in March 2021.
Source: Cabarrus County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 702 BROAD ST, KANNAPOLIS, NC 28081-4759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Nov 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jan 18, 2022 | Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORP |
| Mar 19, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on File |
| Deed Sale | Mar 19, 2021 · Amount on File |
| Prior Sale | Jul 1, 2020 · Amount on File |
| Deed Book / Page | 15017 / 25 |
| Prior Transfer Date | Jul 15, 2008 |
| Prior Transfer Doc | 0008342339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 23, 2026 |
| Property Address | 702 BROAD ST, KANNAPOLIS, NC 28081-4759 |
| Document Number | 0000014846 |
| Book / Page | 18051 / 10 |
| Instrument Date | May 20, 2026 |
| Instrument | 202614846 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 702 BROAD ST, KANNAPOLIS, NC 28081-4759 |
| Document Number | 0000014846, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 18051/10 |
| Instrument | 202614846 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 702 BROAD ST, KANNAPOLIS, NC 28081-4759 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 702 BROAD ST, KANNAPOLIS, NC 28081-4759 |
| Document Number | 0016732108 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 16732/108 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 702 BROAD ST, KANNAPOLIS, NC 28081-4759 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Title Company | PRIORITY TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000157931 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 15793/1 |
| Name | CREDENCE FUNDING CORP |
|---|---|
| Address | ABERDEEN, MD 21001 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 19, 2021 |
| Property Address | 702 BROAD ST, KANNAPOLIS, NC 28081-4759 |
| Document Number | 0001501725 |
| Book / Page | 15017 / 25 |
| Instrument Date | Mar 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $404.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16400 SUTTERS RUN LN, HUNTERSVILLE, NC 28078-6477 |
| Name | Verified Name |
|---|---|
| Address | 104 HEATHERWOOD CT NW, CONCORD, NC 28027-4272 |
| Document Number | 0001501727 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 15017/27 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,870 (-) Land $138,000 Building $179,870 | ||
| 2025 | $317,870 Land $138,000 Building $179,870 | ||
| 2024 | $317,870 (+80.93%) Land $138,000 Building $179,870 | ||
| 2023 | $2,407.00 | $175,690 Land $72,000 Building $103,690 | $175,690 Land $72,000 Building $103,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 702 Broad St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 702 Broad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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