702 Bay Willow Ct, Hubert, NC 28539 Property Records

Onslow County property record for 702 Bay Willow Ct, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,931 sqft · built 2012
Lot Size	2.29 acres (99,752 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Apr 2024)
Tax Bill	$1,591 (2023)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1316A-83`

Property Details

APN / Parcel Number

Primary APN	`1316A-83`
Alternative APNs	`400021171` `416924000` `154339`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,931 sqft Living Area

Exterior

Year Built	Built 2012
Exterior Material	Aluminum/Vinyl
Lot Area	99,752 sqft (2.29 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	400021171
Street Address	702 BAY WILLOW CT
City	HUBERT
State	NC
Zip	28539-3985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L40 S4 VISTA CAY VILLAGE S/F 1316-53
Legal Subdivision	VISTA CAY VILLAGE SEC IV
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1012
Census Tract	2801

Owner

702 Bay Willow Ct is owned and occupied by an individual who bought it in April 2024.

Source: Onslow County records, as of May 7, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	702 BAY WILLOW CT, HUBERT, NC 28539-3985
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Aug 22, 2023	Special Warranty Deed, Transfer · Stand-Alone First Mortgage CREATIVE FINANCING SOLUTIONS
Jun 8, 2023	Special Warranty Deed, Foreclosure
May 18, 2023	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on File
Deed Sale	Apr 24, 2024 · Amount on File
Prior Sale	Aug 22, 2023
Deed Document Number	0006137233
Deed Book / Page	6137 / 233
Record Updated	Jun 7, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 24, 2024
Property Address	702 BAY WILLOW CT, HUBERT, NC 28539-3985
Document Number	0061370233
Book / Page	6137 / 233
Map Reference	MB 62 PG 211&211A
Instrument Date	Apr 24, 2024
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 KINSTON HWY, RICHLANDS, NC 28574-6234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 BAY WILLOW CT, HUBERT, NC 28539-3985

Mortgage

Document Number	0006137236
Date	Apr 24, 2024
Instrument	6137-236

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 22, 2023
Property Address	702 BAY WILLOW CT, HUBERT, NC 28539-3985
Document Number	0060210492
Book / Page	6021 / 492
Map Reference	MB 62 PG 211&211A
Instrument Date	Aug 15, 2023
Transaction Type	Transfer
Record Updated	Sep 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 KINSTON HWY, RICHLANDS, NC 28574-6234
Investor	Possibly a Property Investor

Mortgage

Document Number	0006021495
Date	Aug 22, 2023
Instrument	6021-495

Lender

Name	CREATIVE FINANCING SOLUTIONS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	14 Months
Due	Oct 1, 2024

June 2023: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 8, 2023
Property Address	702 BAY WILLOW CT, HUBERT, NC 28539-3985
Document Number	0059780380
Book / Page	5978 / 380
Map Reference	MB 62 PG 211&211A
Instrument Date	May 25, 2023
Transaction Type	Foreclosure
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 W END PL # 760W, 760W, NASHVILLE, TN 37205

May 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	May 18, 2023
Property Address	702 BAY WILLOW CT, HUBERT, NC 28539-3985
Document Number	0059660027
Book / Page	5966 / 27
Map Reference	MB 62 PG 211&211A
Instrument Date	May 17, 2023
Transaction Type	Foreclosure
Record Updated	Jun 2, 2023

Transaction

Amount	Amount on Record
Tax	$505.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,591.00 (+22.76%)	$242,965 (-) Land $40,100 Building $202,865	$242,965 (-) Land $40,100 Building $202,865
2022	$1,296.00	$242,965 Land $40,100 Building $202,865	$242,965 Land $40,100 Building $202,865

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 Bay Willow Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	11 (1998–2018)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Ophelia, Sep 2005 · 2 claims Hurricane Bonnie, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Bay Willow Ct is moderate, ranking above 57% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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