702 Banyan Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 702 Banyan Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	1,784 sqft · built 1972
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$421,000 (Apr 2019)
Tax Bill	$7,044 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-40-32-00006-0070-00001.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-32-00006-0070-00001.0`
Alternative APN	`58786`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	140 ft deep x 88 ft wide
Garage Area	336 sqft
Driveway	Driveway
Driveway Area	800 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Enclosed Porch
Porch Area	535 sqft
Patio Area	409 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	58786
Street Address	702 BANYAN RD
City	VERO BEACH
State	FL
Zip	32963-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VERO BEACH ESTATES PBS 5 - 8 BLK 7 BEING MORE PART DESC AS FOLL BLK 7 LOTS 1 AND 2 LESS AND EXCEPT THAT POR FOR ROW THE W 10
Legal Range	40
Legal Township	32
Legal Section	32
Legal Subdivision	VERO BEACH ESTATES
Legal Block	7
Legal Lot Number	1-2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1039
Census Tract	50505

Owner

702 Banyan Rd is owned and occupied by an individual who bought it in April 2019.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	702 BANYAN RD, VERO BEACH, FL 32963-1733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on File
Deed Sale	Apr 23, 2019 · Amount on File
Prior Sale	May 31, 2011 · Amount on File
Deed Document Number	0003201411
Deed Book / Page	3201 / 411
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	702 BANYAN RD, VERO BEACH, FL 32963-1733
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 BANYAN RD, VERO BEACH, FL 32963-1733

Mortgage

Document Number	0033861258
Date	Feb 10, 2021
Book Page	3386/1258
Instrument	3120210009128

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 23, 2019
Property Address	702 BANYAN RD, VERO BEACH, FL 32963-1733
Document Number	0032010411
Book / Page	3201 / 0411
Map Reference	MB 5 PG 8
Instrument Date	Apr 23, 2019
Instrument	3120190023706
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	HARBOR TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,947.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 PINEWOOD DR, 214, SCHENECTADY, NY 12303-5616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 BANYAN RD, VERO BEACH, FL 32963-1733

Mortgage

Document Number	3120190023707
Date	Apr 23, 2019
Instrument	3120190023707

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 702 Banyan Rd was $7,044.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,044.00	$468,488	$934,453 Land $601,792 Building $332,661
2023	$6,397.00 (+3.04%)	$442,024 (+3%)	$747,305 (+37.08%) Land $506,772 Building $240,533
2022	$6,208.00	$429,150	$545,152 Land $348,406 Building $196,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 Banyan Rd in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Banyan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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