Lake County property record for 702 7th Ave, Two Harbors, MN 55616
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 5,676 sqft · built 1902 |
| Owner | Company Name on File |
| Last Sale | $350,000 (Sep 2022) |
| Deeds & Mortgages | Aug 2022 Refinance Dec 2011 Line of Credit + 2 more |
| APN | 23-7661-34010 |
| Primary APN | 23-7661-34010 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 5,676 sqft Base Area |
| Flooring | Ceramic Tile |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Roof Material | Tar & Gravel |
| Cooling System | Package A/C |
|---|---|
| Heating System | Other |
| Street Address | 702 7TH AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1456 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | EAST 80FT OF LOT 1 BLOCK 34 |
| Legal Block | 34 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 370400 |
Source: Lake County records · APN 23-7661-34010
Assessment roll updated February 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4725 141ST AVE NE, SPICER, MN 56288-8434 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BONANZA VALLEY SB |
| Dec 20, 2011 | Deed of Trust, Mortgage · Line of Credit THE LAKE BANK |
| Aug 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BONANZA VALLEY SB |
| Aug 31, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BONANZA VALLEY SB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2022 · Amount on Record |
| Deed Sale | Sep 01, 2022 · Amount on Record |
| Prior Sale | Aug 14, 2007 · Amount on Record |
| Deed Document Number | 200968 |
| Prior Transfer Date | Aug 31, 2022 |
| Prior Transfer Doc | A000200968 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 702 7TH AVE, TWO HARBORS, MN 55616-1456 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000200970 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | A000200970 |
| Name | BONANZA VALLEY SB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 702 7TH AVE, TWO HARBORS, MN 55616-1456 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000175344 |
|---|---|
| Date | Dec 20, 2011 |
| Instrument | A000175344 |
| Name | THE LAKE BANK |
|---|---|
| Address | TWO HARBORS, MN 55616 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Jan 26, 2012 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 702 7TH AVE, TWO HARBORS, MN 55616-1456 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000200970 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | A000200970 |
| Name | BONANZA VALLEY SB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 01, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Aug 31, 2022 |
| Property Address | 702 7TH AVE, TWO HARBORS, MN 55616-1456 |
| Document Number | A000200968 |
| Instrument Date | Aug 24, 2022 |
| Instrument | A000200968 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4725 141ST AVE NE, SPICER, MN 56288-8434 |
| Document Number | A000200969 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | A000200969 |
| Name | BONANZA VALLEY SB |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 01, 2027 |
Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $387,300 Land $23,000 Building $364,300 | $387,300 Land $23,000 Building $364,300 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753704002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Zito West Holding Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 538 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1380005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Two Harbors serves 3,698 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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