702 5th Ave, Decorah, IA 52101 Property Records

Winneshiek County property record for 702 5th Ave, Decorah, IA 52101

Property Summary

Property Type	Condominium
Details	3 bd · 5 ba · 2,222 sqft · built 2017
Lot Size	0.297 acres (12,936 sqft)
Owner	2 Individual Names on File
Last Sale	$559,000 (Sep 2025)
Tax Bill	$7,158 (2026)
Deeds & Mortgages	May 2019 Refinance May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111728204100`

Property Details

APN / Parcel Number

Primary APN	`111728204100`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,222 sqft Living Area
1st Floor Area	1,554 sqft
Attic	Attic
Attic Area	668 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,936 sqft (0.297 acres)
Lot Dimensions	132 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	170 sqft
Patio Area	333 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	702 5TH AVE
City	DECORAH
State	IA
Zip	52101-1214
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 2 FIFTH AVE CONDO IN LOT 5 BLK 17 W DEC; LOT 1-1 & E 22 1/2' LOT 2-1 SE NE
Legal Range	08W
Legal Township	98N
Legal Section	17
Legal Subdivision	FIFTH AVE CONDOMINIUM
Legal Block	17
Legal Lot Number	1-2,5
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2027
Census Tract	950200

Owner

702 5th Ave, a condominium, is owned and occupied by two individuals who bought it in September 2025.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	702 5TH AVE, DECORAH, IA 52101-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DECORAH BANK & TRUST COMPANY
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Sep 17, 2025	Warranty Deed, Transfer
Oct 25, 2018	Warranty Deed, Transfer DECORAH BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Oct 25, 2018 · Amount on File
Deed Document Number	20252301
Deed Book / Page	2025 / 2301
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	702 5TH AVE, DECORAH, IA 52101-1214
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1049
Date	May 2, 2019
Book Page	2019/1049
Instrument	1049

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	702 5TH AVE, DECORAH, IA 52101-1214
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1505
Date	May 11, 2020
Book Page	2020/1505
Instrument	2020 1505

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 17, 2025
Property Address	702 5TH AVE, DECORAH, IA 52101-1214
Document Number	02025/2301
Book / Page	2025 / 2301
Instrument Date	Sep 16, 2025
Instrument	2025 2301
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Tax	$893.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	702 5TH AVE, DECORAH, IA 52101-1214

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 25, 2018
Property Address	702 5TH AVE, DECORAH, IA 52101-1214
Document Number	02018/3034
Book / Page	2018 / 3034
Instrument Date	Oct 19, 2018
Instrument	000000003034
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 5TH AVE, DECORAH, IA 52101-1214

Mortgage

Document Number	0000002018/0000003035
Date	Oct 25, 2018
Book Page	0000002018/0000003035
Instrument	000000003035

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Amount	Amount on Record
Term	3 Months
Due	Jan 1, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 702 5th Ave was $7,158 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,158.00	$462,500 (+8.89%) Land $24,980 Building $437,520	$462,500 (+8.89%) Land $24,980 Building $437,520
2025	$7,158.00 (+6.36%) Homeowner's exemption	$424,750 Land $24,980 Building $399,770	$424,750 Land $24,980 Building $399,770
2024	$6,730.00
2023		$89,160 (+117.68%) Land $24,980 Building $64,180	$367,730
2022	$668.00 Homeowner's exemption	$40,960 Land $20,820 Building $20,140
2021			$319,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 702 5th Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2016)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 5th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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