702 39th St, Oakland, CA 94609 Property Records

Alameda County property record for 702 39th St, Oakland, CA 94609

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,566 sqft · built 1912
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$7,000 (Jun 2018)
Tax Bill	$17,577 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-962-11`

Property Details

APN / Parcel Number

Primary APN	`12-962-11`
Alternative APN	`012-0962-011-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,566 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1914
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)

Location & Zoning

Street Address	702 39TH ST
City	OAKLAND
State	CA
Zip	94609-2302
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT: 00011 BLK: AR: 0012 PAGE: 0962
Legal Subdivision	QUINT
Legal Block	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	4
Census Block	4005
Census Tract	401000

Owner

702 39th St, a duplex, is owned by two individuals who bought it in June 2018.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 39TH ST, OAKLAND, CA 94609-2302
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage 5TH STREET CAPITAL INC
Jun 29, 2018	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB
Jun 29, 2018	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Document Number	2018129249
Prior Transfer Date	Jun 26, 2018
Prior Transfer Doc	0000129249
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	702 39TH ST, OAKLAND, CA 94609-2302
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 39TH ST, OAKLAND, CA 94609-2302

Mortgage

Document Number	0000067388
Date	Apr 1, 2022
Instrument	2022067388

Lender

Name	5TH STREET CAPITAL INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 29, 2018
Property Address	702 39TH ST, OAKLAND, CA 94609-2302
Document Number	0000129249
Map Reference	LB 11 PG 40
Instrument Date	Jun 26, 2018
Instrument	2018129249
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6532 MOKELUMNE AVE, OAKLAND, CA 94605-2211

Mortgage

Document Number	0000129250
Date	Jun 29, 2018
Instrument	2018129250

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2023
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.75%
Index	5-Year CMT
Max Rate	9.75%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 29, 2018
Property Address	702 39TH ST, OAKLAND, CA 94609-2302
Document Number	0000129236
Map Reference	LB 11 PG 40
Instrument Date	May 31, 2018
Instrument	2018129236
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	702 39TH ST # 704, 704, OAKLAND, CA 94609-2302

Mortgage

Document Number	0000129237
Date	Jun 29, 2018
Instrument	2018129237

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 702 39th St was $17,577, up 3.8% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,203,087 (+2%) Land $360,926 Building $842,161
2025	$17,577.00 (+3.75%)	$1,179,504 Land $353,851 Building $825,653
2024	$16,941.00 (-5.12%)
2023	$17,855.00 (+2.7%)	$1,133,707 (+2%) Land $340,112 Building $793,595
2022	$17,385.00	$1,111,481 Land $333,444 Building $778,037

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 702 39th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 702 39th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,000 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Google Fiber, Sail Internet, T-Mobile.

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