702 2nd Ave, Horace, ND 58047 Property Records

Cass County property record for 702 2nd Ave, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,292 sqft · built 2019
Lot Size	0.213 acres (9,304 sqft)
Owner	Individual Name on Record
Last Sale	$254,111 (Jul 2020)
Tax Bill	$7,916 (2025)
Deeds & Mortgages	May 2026 Construction Loan Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`15-2950-00600-000`

Property Details

APN / Parcel Number

Primary APN	`15-2950-00600-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,292 sqft Living Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Split Foyer
Construction Type	Frame
Lot Area	9,304 sqft (0.213 acres)
Garage Type	Attached
Garage Area	746 sqft
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	702 2ND AVE
City	HORACE
State	ND
Zip	58047-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 29 BLOCK: 3 ADDITION: TERRA GARDENS ADDITION ADDITIONAL: TERRA GARDENS ADDITION LT 29 BLK 3 **9-20-18 REPLAT OF
Legal Subdivision	TERRA GARDENS ADDITION
Legal Block	3
Legal Lot Number	29
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2016
Census Tract	40503

Owner

Source: Cass County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	702 2ND AVE, HORACE, ND 58047-5503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK & TRUST CO
Jul 28, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Oct 11, 2019	Warranty Deed, Transfer PLAINS TITLE LLC
Oct 11, 2019	Warranty Deed, Construction Loan · Construction Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	20201599298
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Recording Date	May 20, 2026
Property Address	702 2ND AVE, HORACE, ND 58047-5503
Document Number	0001758640
Instrument Date	May 4, 2026
Instrument	20261758640
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 2ND AVE, HORACE, ND 58047-5503

Mortgage

Document Number	0001758640,
Date	May 20, 2026
Instrument	20261758640

Lender

Name	FIRST NATIONAL BANK & TRUST CO

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 15, 2027

Interest

Rate	6.46%
Max Rate	-1%

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 28, 2020
Property Address	702 2ND AVE, HORACE, ND 58047-5503
Document Number	0001599298
Instrument Date	Mar 23, 2020
Instrument	1599298
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2022
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	702 2ND AVE, HORACE, ND 58047-5503

Mortgage

Document Number	0001599299
Date	Jul 28, 2020
Instrument	1599299

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 11, 2019
Property Address	702 2ND AVE, HORACE, ND 58047-5503
Document Number	0001573899
Instrument Date	Oct 7, 2019
Instrument	1573899
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	PLAINS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	614 MAIN AVE #220 FARGO ND 581031985, 220, FARGO, ND 58103-1985
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 11, 2019
Property Address	702 2ND AVE, HORACE, ND 58047-5503
Document Number	0001573900
Instrument Date	Oct 7, 2019
Instrument	1573900
Transaction Type	Construction Loan
Record Updated	Aug 24, 2022
Title Company	PLAINS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 515, MOORHEAD, MN 56561-0515
Investor	Possibly a Property Investor

Mortgage

Document Number	0001573901
Date	Oct 11, 2019
Instrument	1573901

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 1, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,916.00 (+3.64%)	$171,500 (+5.41%) Land $30,900 Building $140,600	$343,000 (+5.41%) Land $61,800 Building $281,200
2023	$7,638.00	$162,700 Land $30,900 Building $131,800	$325,400 Land $61,800 Building $263,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 80% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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