702 120th St, Whiting, IN 46394 Property Records

Lake County property record for 702 120th St, Whiting, IN 46394

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,560 sqft · built 1950
Lot Size	0.175 acres (7,632 sqft)
Owner	Individual Name on File
Last Sale	$165,765 (Nov 2024)
Tax Bill	$5,648 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-26-33-0148-0001`

Property Details

APN / Parcel Number

Primary APN	`007-26-33-0148-0001`
Alternative APNs	`45-02-12-284-001.000-023` `263301480001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,560 sqft Living Area
Gross Area	3,840 sqft
1st Floor Area	2,560 sqft
Basement Area	1,280 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,632 sqft (0.175 acres)
Lot Dimensions	106 ft deep x 72 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	702 120TH ST
City	WHITING
State	IN
Zip	46394-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORSYTH WATER GARDENS EX. E.50FT. L.2 BL.12
Legal Subdivision	FORSYTH WATER GARDEN
Legal Block	12
Legal Lot Number	2
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1024
Census Tract	20200

Owner

702 120th St is owned and occupied by an individual who bought it in November 2024.

Source: Lake County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	702 120TH ST, WHITING, IN 46394-1805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2024 · Amount on File
Deed Sale	Nov 5, 2024 · Amount on File
Prior Sale	May 31, 2006 · Amount on File
Deed Document Number	2024537819
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 1, 2026
Property Address	702 120TH ST, WHITING, IN 46394-1805
Document Number	0000527547
Instrument Date	Jun 26, 2026
Instrument	2026527547
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 120TH ST, WHITING, IN 46394-1805

Mortgage

Document Number	0000527547,
Date	Jul 1, 2026
Instrument	2026527547

Lender

Name	NOTRE DAME FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,900 Land $41,900 Building $210,000	$251,900 Land $41,900 Building $210,000
2024	$5,648.00
2023		$206,900 (+2.78%) Land $44,700 Building $162,200	$206,900 (+2.78%) Land $44,700 Building $162,200
2022	$5,394.00	$201,300 Land $44,700 Building $156,600	$201,300 Land $44,700 Building $156,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 120th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1979–2014)
Claims Outside the SFHA	1 of 58
Most Recent Claim	Jun 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 702 120th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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