7016 Lake Regency Ln, Sebring, FL 33875 Property Records

Highlands County property record for 7016 Lake Regency Ln, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,767 sqft · built 2024
Lot Size	0.712 acres (31,055 sqft)
Owner	Individual Name on File
Last Sale	$49,500 (Aug 2023)
Tax Bill	$881 (2024)
Deeds & Mortgages	Jun 2022 Construction Loan Dec 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S-21-35-29-030-002A-0280`

Property Details

APN / Parcel Number

Primary APN	`S-21-35-29-030-002A-0280`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,767 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	31,055 sqft (0.712 acres)
Lot Dimensions	237 ft deep x 133 ft wide
Garage Type	Finished
Garage Area	835 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	7016 LAKE REGENCY LN
City	SEBRING
State	FL
Zip	33875-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE REGENCY WOODS PH 2 PB 16 PG 94 LOT 28 BLK 2A
Legal Range	29E
Legal Township	35S
Legal Section	21
Legal Subdivision	LAKE REGENCY WOODS PH 2
Legal Phase	2
Legal Block	2A
Legal Lot Number	28
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3001
Census Tract	961304

Owner

7016 Lake Regency Ln is owned by an individual who bought it in August 2023.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4598 CALATRAVA AVE, SEBRING, FL 33872-1933
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Dec 21, 2023	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Aug 10, 2023	Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE
Apr 5, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 1, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Apr 5, 2022 · Amount on File
Deed Document Number	2163869
Deed Book / Page	2991 / 1415
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	7016 LAKE REGENCY LN, SEBRING, FL 33875-6306
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5508 BONNETT PL, BIRMINGHAM, AL 35235-3904

Mortgage

Document Number	0002100547
Date	Jun 17, 2022
Book Page	2913/692
Instrument	2100547

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	7016 LAKE REGENCY LN, SEBRING, FL 33875-6306
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4598 CALATRAVA AVE, SEBRING, FL 33872-1933

Mortgage

Document Number	0002183352
Date	Dec 21, 2023
Book Page	3017/269
Instrument	2183352

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.62%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	6.62%
Max Rate At Change	10.6%
Index	1-Year T-Bill
Max Rate	14.6%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 10, 2023
Property Address	7016 LAKE REGENCY LN, SEBRING, FL 33875-6306
Document Number	0002163869
Book / Page	2991 / 1415
Map Reference	MB 16 PG 94
Instrument Date	Aug 3, 2023
Instrument	2163869
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount on Record
Tax	$346.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7504 SURREY LN, TRUSSVILLE, AL 35173-3731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4598 CALATRAVA AVE, SEBRING, FL 33872-1933

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 5, 2022
Property Address	7016 LAKE REGENCY LN, SEBRING, FL 33875-6306
Document Number	0002086314
Book / Page	2895 / 1658
Map Reference	MB 16 PG 94
Instrument Date	Mar 24, 2022
Instrument	2086314
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$332.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1086, MAQUOKETA, IA 52060-1086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5508 BONNETT PL, BIRMINGHAM, AL 35235-3904

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 1, 2021
Property Address	7016 LAKE REGENCY LN, SEBRING, FL 33875-6306
Document Number	0002021522
Book / Page	2805 / 1049
Map Reference	MB 16 PG 94
Instrument Date	Mar 1, 2021
Instrument	2021522
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$427.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2636 MELLOW LN, SEBRING, FL 33870-4966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8291 TALYN CT, DUBUQUE, IA 52003-8201
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$460,756 Land $44,090 Building $416,666	$460,756 Land $44,090 Building $416,666
2024	$881.00
2023		$43,524 (+36.35%) Land $43,524	$43,524 (+36.35%) Land $43,524
2022	$645.00	$31,920 Land $31,920	$31,920 Land $31,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7016 Lake Regency Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7016 Lake Regency Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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