7015 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 7015 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,240 sqft · built 2018
Lot Size0.025 acres (1,106 sqft)
Owner2 Individual Names on Record
Last Sale$149,793 (Sep 2018)
Tax Bill$2,570 (2025)
Deeds & MortgagesApr 2022 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN076151-1590

Property Details

APN / Parcel Number

Primary APN076151-1590
Alternative APN
  • U1830209CO000056000030

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Living Area
Gross Area1,384 sqft
1st Floor Area548 sqft
2nd Floor Area1,096 sqft
Upper Floors Area144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,106 sqft (0.025 acres)
PorchOpen Porch
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511590
Street Address7015 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8957
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 3 BLOCK 56
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Tract9CO
Legal Block56
Legal Lot Number3
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7015 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Sep 20, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
HOUSING FIN AUTHORITY/HILLSBOR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2018 · Amount on Record
Deed SaleSep 20, 2018 · Amount on Record
Deed Document Number2018381663
Deed Book / Page26080 / 825
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address7015 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7015 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957

Mortgage

Document Number0000193762
DateApr 14, 2022
Instrument2022193762
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

September 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 20, 2018
Property Address7015 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957
Document Number0260800825
Book / Page026080 / 000825
Instrument DateAug 28, 2018
Instrument381663
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 10, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,048.55
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7015 TOWERING SPRUCE DR RIVERVIEW FL 335788957, RIVERVIEW, FL 33578-8957

Mortgage

Document Number260800841
DateSep 20, 2018
Book Page026080/000841
Instrument381667
Lender
NameHOUSING FIN AUTHORITY/HILLSBOR
AddressTAMPA, FL 33619
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2048
Interest
Rate12%

Mortgage

Document Number260800828,
DateSep 20, 2018
Book Page026080/000828
Instrument381665
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,853 (+2.7%)$174,899 (-8.2%) Land $17,490 Building $157,409
2025$2,570.00 (+9.69%) Homeowner's exemption$138,124 (+5.99%)$190,530 (+3.52%) Land $19,053 Building $171,477
2023$2,343.00 (+2.45%) Homeowner's exemption$130,321 (+3%)$184,054 (+7.22%) Land $18,405 Building $165,649
2022$2,287.00 Homeowner's exemption$126,525$171,668 Land $17,167 Building $154,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 208 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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