7015 N Cochran St, Spokane, WA 99208 Property Records

Spokane County property record for 7015 N Cochran St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,709 sqft · built 1968
Lot Size	0.236 acres (10,291 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Feb 2008)
Tax Bill	$595 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26253.1003`

Property Details

APN / Parcel Number

Primary APN	`26253.1003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,709 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	1,653 sqft
Basement Area	1,173 sqft
Finished Basement	1,056 sqft
Unfinished Basement	117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,291 sqft (0.236 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	156 sqft
Patio Area	80 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7015 N COCHRAN ST
City	SPOKANE
State	WA
Zip	99208-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	COZZA 8TH L3 B10
Legal Range	42E
Legal Township	26N
Legal Section	25
Legal Subdivision	COZZA ADD 08
Legal Block	10
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1002
Census Tract	800

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7015 N COCHRAN ST, SPOKANE, WA 99208-4419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Nov 10, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2008 · Amount on Record
Deed Sale	Feb 8, 2008 · Amount on Record
Deed Document Number	20085639970
Last Transfer Date	Oct 29, 2021
Transfer Doc	0007148679
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7015 N COCHRAN ST, SPOKANE, WA 99208-4419
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007331633
Date	Feb 5, 2024
Instrument	7331633

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SPOKANE WA
Recording Date	Nov 10, 2021
Property Address	7015 N COCHRAN ST, SPOKANE, WA 99208-4419
Document Number	0007148679
Map Reference	VOL 6 PG 7
Instrument Date	Oct 29, 2021
Instrument	7148679
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY, NEXTITLE A TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007148642
Date	Nov 10, 2021
Instrument	7148642

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$595.00 (+12.69%) Senior Citizen's exemption	$421,100 (+1.45%) Land $100,000 Building $321,100	$421,100 (+1.45%) Land $100,000 Building $321,100
2025	$528.00 (+1.15%) Disabled Person's exemption Senior Citizen's exemption
2024		$415,100 (+37.18%) Land $75,000 Building $340,100	$415,100 (+37.18%) Land $75,000 Building $340,100
2023	$522.00 (-16.35%) Disabled Person's exemption Senior Citizen's exemption	$302,600 Land $45,000 Building $257,600	$302,600 Land $45,000 Building $257,600
2022	$624.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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