7014 State Rd 1, Spencerville, IN 46788 Property Records

DeKalb County property record for 7014 State Rd 1, Spencerville, IN 46788

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1956
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$226,100 (Jan 2026)
Tax Bill$399 (2025)
Deeds & MortgagesDec 2022 Mortgage
Jan 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-11-33-104-014.000-021

Property Details

APN / Parcel Number

Primary APN17-11-33-104-014.000-021
Alternative APN
  • 111133104014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1965
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Gazebo104 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number111133104014
Street Address7014 STATE ROAD 1
CitySPENCERVILLE
StateIN
Zip46788-9401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT W SIDE W1/2 NW1/4 SECTION 33 TWP 33 RANGE 14 ACRES 0.3000
JurisdictionDE KALB IN
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3050
Census Tract20800

Owner

Source: DeKalb County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7014 STATE ROAD 1, SPENCERVILLE, IN 46788-9401
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 2, 2026Warranty Deed, Transfer · Conventional Mortgage
THREE RIVERS FCU
Jan 2, 2026Warranty Deed, Transfer · Conventional Mortgage
THREE RIVERS FCU
Aug 10, 2018Warranty Deed, Transfer · FHA Mortgage
VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2026 · Amount on Record
Deed SaleJan 2, 2026 · Amount on Record
Prior SaleAug 10, 2018 · Amount on Record
Deed Document Number20266
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Property Address7014 STATE ROAD 1, SPENCERVILLE, IN 46788-9401
Transaction TypeMortgage
Record UpdatedFeb 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202207536
DateDec 2, 2022
Instrument202207536
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateJan 2, 2026
Property Address7014 STATE ROAD 1, SPENCERVILLE, IN 46788-9401
Document Number0202600006
Instrument DateDec 31, 2025
Instrument202600006
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7014 STATE ROAD 1, SPENCERVILLE, IN 46788-9401

Mortgage

Document Number0202600007
DateJan 2, 2026
Instrument202600007
Lender
NameTHREE RIVERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateJan 2, 2026
Property Address7014 STATE ROAD 1, SPENCERVILLE, IN 46788-9401
Document Number0202600006
Instrument DateDec 31, 2025
Instrument202600006
Transaction TypeTransfer
Record UpdatedFeb 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7014 STATE ROAD 1, SPENCERVILLE, IN 46788-9401

Mortgage

Document Number0202600007
DateJan 2, 2026
Instrument202600007
Lender
NameTHREE RIVERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateAug 10, 2018
Property Address7014 STATE ROAD 1, SPENCERVILLE, IN 46788-9401
Document Number0201804133
Instrument DateAug 10, 2018
Instrument201804133
Transaction TypeTransfer
Record UpdatedFeb 13, 2026
Title CompanyCENTURION LAND TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7014 STATE ROAD 1, SPENCERVILLE, IN 46788-9401

Mortgage

Document Number0201804134
DateAug 10, 2018
Instrument201804134
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionSpencer Township
Unified School DistrictDeKalb County Eastern Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$399.00 (-2.92%)$130,300 (+3.25%) Land $16,600 Building $113,700$130,300 (+3.25%) Land $16,600 Building $113,700
2024$411.00 (+21.6%)$126,200 (+7.77%) Land $16,100 Building $110,100$126,200 (+7.77%) Land $16,100 Building $110,100
2023$338.00 (-4.79%)$117,100 (+9.54%) Land $14,800 Building $102,300$117,100 (+9.54%) Land $14,800 Building $102,300
2022$355.00$106,900 Land $13,200 Building $93,700$106,900 Land $13,200 Building $93,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 45% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Lakeland Internet
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
Watch TV
Fixed Wireless
100 / 20

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