7013 Ridge Run Cir, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7013 Ridge Run Cir, Prospect, KY 40059

Property Summary

Property Type	Condominium
Details	4 bd · 1 ba · 2,823 sqft · built 1998
Lot Size	0.064 acres (2,823 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,961 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`221711066A7013`

Property Details

APN / Parcel Number

Primary APN	`221711066A7013`
Alternative APNs	`1711066A7013` `00900196`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Units	76 Units
Stories	1 Story
Building Area	2,823 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,823 sqft (0.064 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	00900196
Street Address	7013 RIDGE RUN CIR
City	PROSPECT
State	KY
Zip	40059-9215
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WOODSLANDS ON HARRODS CREEK: 2,822.87 SQ.FT. MASTER DEED: 76 UNITS-COMPLETE BK.68 PGS.19-34, 7129 X 219, 10-27-1998 OFF:
Legal Subdivision	WOODLANDS/HARROLDS CRK
Legal Lot Number	66A
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1018
Census Tract	10312

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	7013 RIDGE RUN CIR, PROSPECT, KY 40059-9215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage COMMONWEALTH BANK & TRUST CO
Dec 28, 2020	Foreclosure, Construction Loan · Line of Credit RIVER CTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021
Deed Sale	Sep 9, 2021
Prior Sale	Dec 28, 2020
Deed Document Number	0012131776
Deed Book / Page	12012 / 947
Prior Transfer Date	May 10, 2021
Prior Transfer Doc	2021112554
Record Updated	Jun 8, 2026

May 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	May 10, 2021
Property Address	7013 RIDGE RUN CIR, PROSPECT, KY 40059-9215
Document Number	0000112554
Book / Page	12012 / 947
Map Reference	MB 7129 PG 219
Instrument Date	May 7, 2021
Instrument	2021112554
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 206671, LOUISVILLE, KY 40250-6671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7013 RIDGE RUN CIR, PROSPECT, KY 40059-9215

Mortgage

Document Number	0000112555
Date	May 10, 2021
Instrument	2021112555

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2020: Foreclosure, Construction Loan

Document Type	Foreclosure
Jurisdiction	JEFFERSON KY
Recording Date	Dec 28, 2020
Property Address	7013 RIDGE RUN CIR, PROSPECT, KY 40059-9215
Document Number	0118840349
Book / Page	011884 / 000349
Instrument Date	Dec 21, 2020
Instrument	279819
Transaction Type	Construction Loan
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 20667 LOUISVILLE KY 402500667, LOUISVILLE, KY 40250-0667

Mortgage

Document Number	170470316
Date	Dec 28, 2020
Book Page	017047/000316
Instrument	279820

Lender

Name	RIVER CTY BK
Type	Bank
Address	LOUISVILLE, KY 40201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 27, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,961.00 (-3.63%)	$355,000 (-) Building $355,000
2024			$355,000 (-) Building $355,000
2023	$4,110.00 (-0.36%)	$355,000 (-) Building $355,000	$355,000 (-) Building $355,000
2022	$4,125.00	$355,000 Building $355,000	$355,000 Building $355,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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