Whatcom County property record for 7013 Olson Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,432 sqft · built 1996 |
| Lot Size | 9.85 acres (429,066 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Apr 2016) |
| Tax Bill | $5,938 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390102-476152-0000 |
| Primary APN | 390102-476152-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,432 sqft Living Area |
| Gross Area | 3,328 sqft |
| 1st Floor Area | 1,976 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Multi-Level |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 429,066 sqft (9.85 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 374 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 85618 |
|---|---|
| Street Address | 7013 OLSON RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | S 10 ACRES OF NE SE-LESS RD-TOG WI WATER RTS IN S 15 ACRES NW SW SEC 1-39-1E REC VOL IN 349-D-426-EXC MIN RTS AS RES IN VOL 349-D-421-SUBJ TO TRANS LI ESMT TO USA REC AF 998501-SUBJ TO LIFE LEASE FOR JOHN TOBIN RES AF 1147781 |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 02 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BLAINE |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 10407 |
7013 Olson Rd is owned and occupied by two individuals who bought it in April 2016.
Source: Whatcom County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7013 OLSON RD, FERNDALE, WA 98248-9630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2016 · Amount on File |
| Deed Sale | Apr 27, 2016 · Amount on File |
| Deed Document Number | 2016402793 |
| Prior Transfer Date | Apr 21, 2016 |
| Prior Transfer Doc | 0000402793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 9, 2026 |
| Property Address | 7013 OLSON RD, FERNDALE, WA 98248-9630 |
| Document Number | 0000000704 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 2026704 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 7013 OLSON RD, FERNDALE, WA 98248-9630 |
| Document Number | 0000000704, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026704 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 7013 OLSON RD, FERNDALE, WA 98248-9630 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000503022 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021-0503022 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 7013 Olson Rd was $5,938.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,938.00 | $759,382 Land $404,703 Building $354,679 | $759,382 Land $404,703 Building $354,679 |
| 2022 | $739,943 Land $384,120 Building $355,823 | $739,943 Land $384,120 Building $355,823 | |
| 2021 | $5,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7013 Olson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7013 Olson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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