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7012 Saranac Ln, Matthews, NC 28105 Property Records

Mecklenburg County property record for 7012 Saranac Ln, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,703 sqft · built 2005
Lot Size0.186 acres (8,116 sqft)
OwnerIndividual Name on File
Last Sale$410,000 (Jun 2022)
Tax Bill$3,835 (2023)
Deeds & MortgagesJun 2022 Sale & Mortgage
Sep 2019 Transfer
Flood ZoneZone X (minimal risk)
APN231-076-36

Property Details

APN / Parcel Number

Primary APN231-076-36

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,703 sqft Heated Area
Gross Area2,294 sqft
1st Floor Area1,703 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,116 sqft (0.186 acres)
Garage Area380 sqft
PorchPorch
Porch Area211 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number231-076-36
Street Address7012 SARANAC LN
CityMATTHEWS
StateNC
Zip28105-6796
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL99 M42-669
Legal SubdivisionHEARTHSTONE MAP 01
Legal Lot Number99
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2016
Census Tract5849

Owner

7012 Saranac Ln is owned and occupied by an individual who bought it in June 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address7012 SARANAC LN, MATTHEWS, NC 28105-6796
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Warranty Deed, Transfer · Conventional Mortgage
UWHARRIE BANK
Sep 13, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2022 · Amount on File
Deed SaleJun 15, 2022 · Amount on File
Prior SaleSep 13, 2019
Deed Document Number0037425447
Deed Book / Page37425 / 447
Record UpdatedJun 7, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 15, 2022
Property Address7012 SARANAC LN, MATTHEWS, NC 28105-6796
Document Number0000089713
Book / Page37425 / 447
Map ReferenceMB 42 PG 669
Instrument DateJun 8, 2022
Instrument2022089713
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address352 KILLIAN CT, MATTHEWS, NC 28104-8313

Transferred To (Grantee/Buyer)

NameVerified Name
Address7012 SARANAC LN, MATTHEWS, NC 28105-6796

Mortgage

Document Number0000089714
DateJun 15, 2022
Instrument2022089714
Lender
NameUWHARRIE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateSep 13, 2019
Property Address7012 SARANAC LN, MATTHEWS, NC 28105-6796
Document Number0000121133
Book / Page033845 / 000636
Instrument DateAug 21, 2019
Instrument121133
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2752 PARK RIDGE BLVD ROCK HILL SC 297329806, ROCK HILL, SC 29732-9806

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 7012 Saranac Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7012 Saranac Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
Windstream
DSL		100 / 20

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