7012 Rte 98, Arcade, NY 14009 Property Records

Wyoming County and Arcade Town property record for 7012 Rte 98, Arcade, NY 14009

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 2013
Lot Size1.09 acres (47,480 sqft)
OwnerIndividual Name on Record
Last Sale$23,500 (Aug 2008)
Tax Bill$4,070 (2026)
Deeds & MortgagesMay 2022 Mortgage
Jun 2025 Mortgage
APN562089 174.-1-5

Property Details

APN / Parcel Number

Primary APN562089 174.-1-5
Alternative APN
  • 208917400000010050000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Lot Area47,480 sqft (1.09 acres)
Garage TypeDetached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area252 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address7012 ROUTE 98
CityARCADE
StateNY
Zip14009-9783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 36 TOWN 7 RANGE 3
Legal Block1
Legal Lot Number5.000
JurisdictionWYOMING NY
Township / Civil DivisionARCADE
Census Block Group2
Census Block2005
Census Tract971000

Owner

Source: Wyoming County and Arcade Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7012 ROUTE 98, ARCADE, NY 14009-9783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jun 11, 2025Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2008 · Amount on Record
Deed SaleAug 18, 2008 · Amount on Record
Deed Book / Page727 / 907
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWYOMING NY
Property Address7012 ROUTE 98, ARCADE, NY 14009-9783
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010060462
DateMay 9, 2022
Book Page1006/462
Instrument1722
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term253 Months
DueJun 1, 2043

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWYOMING NY
Property Address7012 ROUTE 98, ARCADE, NY 14009-9783
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010460871
DateJun 11, 2025
Book Page1046/871
Instrument1866
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term217 Months
DueJul 1, 2043

Tax Assessment & Valuation

Source: Wyoming County and Arcade Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWyoming County
County SubdivisionArcade Town
Unified School DistrictYorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,070.00 (+7.76%) Homeowner's exemption
2025$3,777.00 (+157.11%)$154,000 (-) Land $15,700 Building $138,300$179,100 (+4.67%) Land $18,259 Building $160,841
2023$154,000 (-) Land $15,700 Building $138,300$171,111 (+6.67%) Land $17,444 Building $153,667
2022$1,469.00 Homeowner's exemption$154,000 Land $15,700 Building $138,300$160,417 Land $16,354 Building $144,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims11 (1989–2007)
Claims Outside the SFHA3 of 11
Most Recent ClaimMar 2007
Claims by Event
  • Severe Storms And Flooding, Jun 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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