7012 Egan Pl, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 7012 Egan Pl, Chesterfield, VA 23832

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,588 sqft · built 1980
Lot Size	0.328 acres (14,288 sqft)
Owner	Individual Name on Record
Last Sale	$159,950 (Sep 2018)
Tax Bill	$2,180 (2026)
Deeds & Mortgages	Nov 2021 Refinance Mar 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`04010130500C015`

Property Details

APN / Parcel Number

Primary APN	`04010130500C015`
Alternative APNs	`765-69-23-89-900-000` `399543001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,588 sqft Finished Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,288 sqft (0.328 acres)
Deck Area	80 sqft
Patio Area	80 sqft
Balcony Area	26 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	399543001
Street Address	7012 EGAN PL
City	CHESTERFIELD
State	VA
Zip	23832-8309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	HOLLY RIDGE L 15 BK C SEC 5
Legal Subdivision	HOLLY RIDGE
Legal Block	C
Legal Lot Number	15
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	3
Census Block	3002
Census Tract	100206

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7012 EGAN PL, CHESTERFIELD, VA 23832-8309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC
Mar 9, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Sep 10, 2018	Warranty Deed, Transfer · FHA Mortgage NFM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Aug 28, 2012 · Amount on Record
Deed Document Number	201834238
Deed Book / Page	12097 / 783
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	7012 EGAN PL, CHESTERFIELD, VA 23832-8309
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013750-629
Date	Nov 29, 2021
Book Page	13750/629
Instrument	2021075252

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	7012 EGAN PL, CHESTERFIELD, VA 23832-8309
Document Number	12663120
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7012 EGAN PL CHESTERFIELD VA 238328309, CHESTERFIELD, VA 23832-8309

Mortgage

Document Number	12663120
Date	Mar 13, 2020
Book Page	012663/000120
Instrument	11468

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 10, 2018
Property Address	7012 EGAN PL, CHESTERFIELD, VA 23832-8309
Document Number	12097783
Book / Page	012097 / 000783
Instrument Date	Aug 30, 2018
Instrument	34238
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7012 EGAN PL CHESTERFIELD VA 238328309, CHESTERFIELD, VA 23832-8309

Mortgage

Document Number	12097786
Date	Sep 10, 2018
Book Page	012097/000786
Instrument	34239

Lender

Name	NFM

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,180.00 (+8.67%)	$242,200 (+1.51%) Land $61,000 Building $181,200	$242,200 (+1.51%) Land $61,000 Building $181,200
2025		$238,600 (+9.6%) Land $58,000 Building $180,600	$238,600 (+9.6%) Land $58,000 Building $180,600
2023	$2,006.00	$217,700 Land $51,000 Building $166,700	$217,700 Land $51,000 Building $166,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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