7012 Brett Dr, Monroe, NC 28110 Property Records

Union County property record for 7012 Brett Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,547 sqft · built 2001
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Sep 2023)
Tax Bill	$1,927 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-048-072`

Property Details

APN / Parcel Number

Primary APN	`08-048-072`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,547 sqft Living Area
Gross Area	2,075 sqft
1st Floor Area	1,547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7012 BRETT DR
City	MONROE
State	NC
Zip	28110-8640
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#9 BRETTWOOD OPCG494
Legal Subdivision	BRETTWOOD
Legal Lot Number	9
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3015
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7012 BRETT DR, MONROE, NC 28110-8640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Sep 22, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Prior Sale	Jun 28, 2022 · Amount on File
Deed Document Number	202323085
Deed Book / Page	8785 / 280
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7012 BRETT DR, MONROE, NC 28110-8640
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	FIRST TITLE COMPANY, FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7012 BRETT DR, MONROE, NC 28110-8640

Mortgage

Document Number	0008857386
Date	Feb 22, 2024
Book Page	8857/386
Instrument	3822

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 22, 2023
Property Address	7012 BRETT DR, MONROE, NC 28110-8640
Document Number	0008785280
Book / Page	8785 / 280
Map Reference	CAB G FILE 494
Instrument Date	Sep 21, 2023
Instrument	23085
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7625 COUNTY LINE RD, MOUNT PLEASANT, NC 28124-9106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7012 BRETT DR, MONROE, NC 28110-8640

Mortgage

Document Number	0000023086
Date	Sep 22, 2023
Instrument	23086

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7012 BRETT DR, MONROE, NC 28110-8640
Document Number	7430790
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7012 BRETT DR MONROE NC 281108640, MONROE, NC 28110-8640

Mortgage

Document Number	7430790
Date	Aug 1, 2019
Book Page	007430/000790
Instrument	22471

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,400 (-) Land $87,000 Building $294,400	$381,400 (-) Land $87,000 Building $294,400
2025	$1,927.00 (+27.79%)	$381,400 (+58.39%) Land $87,000 Building $294,400	$381,400 (+58.39%) Land $87,000 Building $294,400
2023	$1,508.00	$240,800 (-) Land $54,500 Building $186,300	$240,800 (-) Land $54,500 Building $186,300
2022	$1,508.00	$240,800 Land $54,500 Building $186,300	$240,800 Land $54,500 Building $186,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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