7011 Peppermill Ln, Spring Mill (Louisville), KY 40228 Property Records

Louisville/Jefferson County Metro Government property record for 7011 Peppermill Ln, Spring Mill, KY 40228

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,160 sqft · built 1967
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$358,000 (Jan 2026)
Tax Bill	$2,851 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23098900200000`

Property Details

APN / Parcel Number

Primary APN	`23098900200000`
Alternative APNs	`098900200000` `00225820`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,160 sqft Finished Area
Basement Area	1,080 sqft
Finished Basement	400 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.208 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00225820
Street Address	7011 PEPPERMILL LN
City	SPRING MILL
State	KY
Zip	40228-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	SPRINGMILL SEC 1
Legal Subdivision	SPRING MILLS
Legal Lot Number	20
Jurisdiction	JEFFERSON KY
Township / Civil Division	CENTRAL JEFFERSON
Census Block Group	2
Census Block	2011
Census Tract	11522

Owner

Source: Louisville/Jefferson County Metro Government records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7011 PEPPERMILL LN, LOUISVILLE, KY 40228-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO
Dec 31, 2025	Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Dec 31, 2025 · Amount on Record
Deed Document Number	2026006883
Deed Book / Page	D 13243 / 887
Record Updated	Jun 8, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jan 16, 2026
Property Address	7011 PEPPERMILL LN, SPRING MILL, KY 40228-1615
Document Number	0000006883
Book / Page	D 13243 / 887
Map Reference	MB 24 PG 24
Instrument Date	Jan 16, 2026
Instrument	2026006883
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5810 RUBY FALLS DR, PROSPECT, KY 40059-8595

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7011 PEPPERMILL LN, LOUISVILLE, KY 40228-1615

Mortgage

Document Number	0000006884
Date	Jan 16, 2026
Instrument	2026006884

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Dec 31, 2025
Property Address	7011 PEPPERMILL LN, SPRING MILL, KY 40228-1615
Document Number	0000163274
Book / Page	D 13233 / 276
Map Reference	MB 64 PG 73
Instrument Date	Dec 22, 2025
Instrument	2025163274
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	UNKNOWN, LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7011 PEPPERMILL LN, LOUISVILLE, KY 40228-1615

Mortgage

Document Number	0000163275
Date	Dec 31, 2025
Instrument	2025163275

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7011 PEPPERMILL LN, SPRING MILL, KY 40228-1615
Document Number	0165750319
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7011 PEPPERMILL LN LOUISVILLE KY 402281615, LOUISVILLE, KY 40228-1615

Mortgage

Document Number	0165750319
Date	Jun 3, 2020
Book Page	016575/000319
Instrument	103261

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2035

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Spring Mill City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,851.00 (+15.19%)	$254,400 (+21.07%) Land $40,000 Building $214,400
2024			$254,400 (+21.07%) Land $40,000 Building $214,400
2023	$2,475.00 (-0.32%)	$210,130 (-) Land $40,000 Building $170,130	$210,130 (-) Land $40,000 Building $170,130
2022	$2,483.00	$210,130 Land $40,000 Building $170,130	$210,130 Land $40,000 Building $170,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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