7010 Carrera Pl, Tracy, CA 95377 Property Records

San Joaquin County property record for 7010 Carrera Pl, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,533 sqft · built 2024
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$1,094,000 (Feb 2024)
Tax Bill$14,290 (2026)
Deeds & MortgagesMar 2026 Mortgage
Feb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN253-410-050-000

Property Details

APN / Parcel Number

Primary APN253-410-050-000

Exterior

Year BuiltBuilt 2024
Lot Area10,890 sqft (0.25 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address7010 CARRERA PL
CityTRACY
StateCA
Zip95377-7721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 TRACY HILLS VILLAGE 4A, TRACT 3890
Legal SubdivisionTRACY HILLS VILLAGE 4A
Legal Tract3890
Legal Block1
Legal Lot Number5
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1147
Census Tract5502

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7010 CARRERA PL, TRACY, CA 95377-7721
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Feb 15, 2024Grant Deed, Subdivision Related Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2024 · Amount on Record
Deed SaleFeb 15, 2024 · Amount on Record
Deed Document Number202413013
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address7010 CARRERA PL, TRACY, CA 95377-7721
Transaction TypeMortgage
Record UpdatedMar 18, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7010 CARRERA PL, TRACY, CA 95377-7721

Mortgage

Document Number0000016872
DateMar 3, 2026
Instrument2026-016872
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateMar 1, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.5%
Index1-Year T-Bill
Max Rate10.5%

February 2024: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 15, 2024
Property Address7010 CARRERA PL, TRACY, CA 95377-7721
Document Number0000013013
Map ReferenceMB 43 PG 26
Instrument DateJan 10, 2024
Instrument2024-013013
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 27, 2024
Title CompanyLENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7010 CARRERA PL, TRACY, CA 95377-7721

Mortgage

Document Number0000013014
DateFeb 15, 2024
Instrument2024-013014
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateMar 1, 2031
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change11.2%
Index1-Year T-Bill
Max Rate11.2%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,290.00 (-6.98%)
2025$15,362.00 (+191.89%)$195,213 (+4.04%) Land $195,213
2023$5,263.00 (+170.31%)$187,634 Land $187,634$1,001,610
2022$1,947.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 73% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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