Monroe County property record for 701 Williams Lodge, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,490 sqft · built 2021 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Nov 2020) |
| Tax Bill | $12,136 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2022 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-117-026-000 |
| Primary APN | 08-19-117-026-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 2,490 sqft Living Area |
| 1st Floor Area | 2,490 sqft |
| Basement Area | 2,490 sqft |
| Unfinished Basement | 2,490 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Stone |
| Lot Area | 44,867 sqft (1.03 acres) |
| Cooling System | Central |
|---|
| Street Address | 701 WILLIAMS LDG |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR1 |
| Legal Description | LOT 26 REMLOK PHASE 2 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | REMLOK |
| Legal Lot Number | 26 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 600401 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 701 WILLIAMS LDG, WATERLOO, IL 62298-3349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Feb 15, 2022 | Deed of Trust, Mortgage · Construction Mortgage FCB BANKS |
| Nov 6, 2020 | Warranty Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Apr 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| May 1, 2017 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on Record |
| Deed Sale | Nov 6, 2020 · Amount on Record |
| Prior Sale | Apr 18, 2019 · Amount on Record |
| Deed Document Number | 2020412252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 701 WILLIAMS LDG, WATERLOO, IL 62298-3349 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000418402 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 418402 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 701 WILLIAMS LDG, WATERLOO, IL 62298-3349 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000422672 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 422672 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 6, 2020 |
| Property Address | 701 WILLIAMS LDG, WATERLOO, IL 62298-3349 |
| Document Number | 0000412252 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 412252 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1584 RUECK RD COLUMBIA IL 622362828, COLUMBIA, IL 62236-2828 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 18, 2019 |
| Property Address | 701 WILLIAMS LDG, WATERLOO, IL 62298-3349 |
| Document Number | 0000400974 |
| Map Reference | IN 291073 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 400974 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1317 FIELDSTONE, 1317, WATERLOO, IL 62298-2795 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1154 MARIEN DR, COLUMBIA, IL 62236-2765 |
| Document Number | 0000400975 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 400975 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 1, 2017 |
| Property Address | 701 WILLIAMS LDG, WATERLOO, IL 62298-3349 |
| Document Number | 0000389554 |
| Map Reference | DOC291073 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 389554 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1317 FIELDSTONE, WATERLOO, IL 62298-2795 |
| Document Number | 0000389555 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 389555 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $207,450 (+1.18%) Land $25,420 Building $182,030 | $622,350 (+1.18%) Land $76,260 Building $546,090 | |
| 2024 | $12,136.00 | $205,031 (+30.43%) Land $24,322 Building $180,709 | $615,093 (+30.43%) Land $72,966 Building $542,127 |
| 2022 | $157,200 Land $23,330 Building $133,870 | $471,600 Land $69,990 Building $401,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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