701 Washington St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 701 Washington St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,480 sqft · built 1920
Lot Size	0.477 acres (20,782 sqft)
Owner	Individual Name on File
Tax Bill	$7,034 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0114 B:0010 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0114 B:0010 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	5,213 sqft
1st Floor Area	1,240 sqft
Attic	Attic
Attic Area	1,240 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,782 sqft (0.477 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	701 WASHINGTON ST
City	GLOUCESTER
State	MA
Zip	01930-1336
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-20
Legal Subdivision	GLOUCESTER
Legal Block	10
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2022
Census Tract	221100

Owner

701 Washington St, a duplex, is owned and occupied by an individual.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	701 WASHINGTON ST, GLOUCESTER, MA 01930-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	701 WASHINGTON ST, GLOUCESTER, MA 01930-1336
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040090-89
Date	Jul 16, 2021
Book Page	40090/89
Instrument	20210716004220

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	701 WASHINGTON ST, GLOUCESTER, MA 01930-1336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39130-471
Date	Nov 2, 2020
Book Page	39130/471
Instrument	20201102003460

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 701 Washington St was $7,034, up 8.4% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,034.00 (+8.43%)	$755,500 (+13.2%) Land $235,400 Building $520,100	$776,196
2025	$6,487.00 (+1.47%)	$667,400 (+1.58%) Land $218,000 Building $449,400
2024	$6,393.00 (-5.83%)	$657,000 (+2.48%) Land $207,600 Building $449,400
2023	$6,789.00	$641,100 Land $185,300 Building $455,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 701 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 units insured incl. 3 condo units
Nearby Flood Claims	27 (1978–2024)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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