701 W Main St, Cairo, OH 45820 Property Records

Allen County property record for 701 W Main St, Cairo, OH 45820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,235 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Mar 2022)
Tax Bill	$1,327 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-3105-02-002.000`

Property Details

APN / Parcel Number

Primary APN	`27-3105-02-002.000`
Alternative APN	`B1027310502002000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,235 sqft Living Area
Gross Area	2,231 sqft
1st Floor Area	996 sqft
Attic	Attic
Attic Area	239 sqft
Basement Area	996 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	151 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	182 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	701 W MAIN ST
City	CAIRO
State	OH
Zip	45820-6520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF CAIRO BY ISAAC MILLER LOT 10 JOINT TEN FF 52.03
Legal Subdivision	TOWN OF CAIRO BY ISAAC MILLER
Legal Lot Number	10
Jurisdiction	ALLEN OH
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1050
Census Tract	10200

Owner

701 W Main St is owned and occupied by two individuals who bought it in March 2022.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	701 W MAIN ST, CAIRO, OH 45820-6520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · Line of Credit THE FORT JENNINGS STATE BANK
Mar 4, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Prior Sale	Jun 16, 2014 · Amount on File
Deed Document Number	20222639
Prior Transfer Date	Jan 15, 2022
Prior Transfer Doc	0000002639
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	701 W MAIN ST, CAIRO, OH 45820-6520
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000819
Date	Feb 2, 2023
Book Page	2023/819
Instrument	202302020000819

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 4, 2022
Property Address	701 W MAIN ST, CAIRO, OH 45820-6520
Document Number	3040002639
Book / Page	2022 / 2639
Map Reference	MB 1 PG 36
Instrument Date	Jan 15, 2022
Instrument	202203040002639
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3271 CRESTVIEW DR, LIMA, OH 45801-1103

Tax Assessment & Valuation

The 2025 property tax bill for 701 W Main St was $1,327, down 0.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Monroe Township
Municipality	Cairo Village
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,327.00 (-0.38%)	$31,300 (-) Land $3,750 Building $27,550	$89,400 (-) Land $10,700 Building $78,700
2024	$1,332.00 (+26.02%)	$31,300 (+41.05%) Land $3,750 Building $27,550	$89,400 Land $10,700 Building $78,700
2023	$1,057.00 (-29.44%)	$22,190 (-) Land $2,660 Building $19,530
2022	$1,498.00	$22,190 Land $2,660 Building $19,530
2021			$63,400 Land $7,600 Building $55,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 701 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Buckeye Wireless, MetaLINK Technologies.

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