701 Studebaker St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 701 Studebaker St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,543 sqft · built 1926
Lot Size	0.106 acres (4,640 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2025)
Tax Bill	$595 (2024)
Deeds & Mortgages	Oct 2005 Line of Credit Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-10-476-022.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-10-476-022.000-023`
Alternative APN	`01610431904`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
Gross Area	892 sqft
Attic	Attic
Attic Area	868 sqft
Basement Area	868 sqft

Exterior

Year Built	Built 1926
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,640 sqft (0.106 acres)
Lot Dimensions	116 ft deep x 40 ft wide
Terrain	High
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610431904
Street Address	701 STUDEBAKER ST
City	MISHAWAKA
State	IN
Zip	46544-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 366 1ST ADD LINCOLN GARDEN REALTY CO
Legal Subdivision	1ST ADD LINCOLN GARDEN REALTY CO
Legal Lot Number	366
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	5
Census Block	5015
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 STUDEBAKER ST, MISHAWAKA, IN 46544-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2005	Deed of Trust, Mortgage · Line of Credit TEACHERS CU
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Deed Document Number	2527691
Record Updated	Jun 8, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	701 STUDEBAKER ST, MISHAWAKA, IN 46544-2434
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000548991
Date	Oct 21, 2005
Instrument	0548991

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46624

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 30, 2025
Property Address	701 STUDEBAKER ST, MISHAWAKA, IN 46544-2434
Document Number	0002527691
Map Reference	PB 10 PG 30-31
Instrument Date	Oct 16, 2025
Instrument	2527691
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF INDIAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 STUDEBAKER ST, MISHAWAKA, IN 46544-2434

Mortgage

Document Number	0002527692
Date	Oct 30, 2025
Instrument	2527692

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,800 (+25.86%) Land $31,500 Building $141,300	$172,800 (+25.86%) Land $31,500 Building $141,300
2024	$595.00 (+4.75%)	$137,300 (-1.29%) Land $31,500 Building $105,800	$137,300 (-1.29%) Land $31,500 Building $105,800
2023	$568.00 (-28.91%)	$139,100 (-) Land $31,500 Building $107,600	$139,100 (-) Land $31,500 Building $107,600
2022	$799.00	$139,100 Land $31,500 Building $107,600	$139,100 Land $31,500 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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