Pipestone County property record for 701 Smith Ave, Ruthton, MN 56170
| Property Type | Single Family Home |
|---|---|
| Details | built 1920 |
| Lot Size | 0.244 acres (10,647 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Sep 2025) |
| Tax Bill | $950 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.200.1620 |
| Primary APN | 19.200.1620 |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 10,647 sqft (0.244 acres) |
| Street Address | 701 SMITH AVE |
|---|---|
| City | RUTHTON |
| State | MN |
| Zip | 56170-1090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 10, 11, 12, 13 & 14 BLK 9 R99 |
| Legal Subdivision | O P OF RUTHTON |
| Legal Block | 9 |
| Legal Lot Number | 10-14 |
| Jurisdiction | PIPESTONE MN |
| Township / Civil Division | RUTHTON |
| Census Block Group | 2 |
| Census Block | 2082 |
| Census Tract | 460100 |
701 Smith Ave is owned and occupied by an individual who bought it in September 2025.
Source: Pipestone County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 701 SMITH AVE, RUTHTON, MN 56170-1090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL G USA LLC |
| Dec 5, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST INDEPENDENT BANK |
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INDEPENDENT BANK |
| Jun 27, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST INDEPENDENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on File |
| Deed Sale | Sep 15, 2025 · Amount on File |
| Prior Sale | Mar 7, 2024 · Amount on File |
| Deed Document Number | 2025236556 |
| Prior Transfer Date | Jul 1, 2011 |
| Prior Transfer Doc | 0000000956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIPESTONE MN |
| Property Address | 701 SMITH AVE, RUTHTON, MN 56170-1090 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | PIPESTONE ABSTRACT AND TITLE, PIPESTONE ABSTRACT & TITLE C |
| Name | Verified Name |
|---|
| Document Number | 0000236557 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 236557 |
| Name | HOMEOWNERS FINANCIAL G USA LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIPESTONE MN |
| Property Address | 701 SMITH AVE, RUTHTON, MN 56170-1090 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000231743 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 231743 |
| Name | FIRST INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Dec 1, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIPESTONE MN |
| Property Address | 701 SMITH AVE, RUTHTON, MN 56170-1090 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 229460 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 229460 |
| Name | FIRST INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 23, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIPESTONE MN |
| Property Address | 701 SMITH AVE, RUTHTON, MN 56170-1090 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 222411 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 222411 |
| Name | FIRST INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | RUTHTON, MN 56170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 23, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 701 Smith Ave was $950, up 3.5% from the year before.
Source: Pipestone County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pipestone County |
| Municipality | Ruthton City |
| Unified School District | RTR Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $950.00 (+3.49%) | $93,100 (+13.4%) Land $9,600 Building $83,500 | $93,100 (+13.4%) Land $9,600 Building $83,500 |
| 2025 | $918.00 | $82,100 Land $9,600 Building $72,500 | $82,100 Land $9,600 Building $72,500 |
| 2023 | $828.00 | $55,500 Land $5,900 Building $49,600 | $55,500 Land $5,900 Building $49,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 701 Smith Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 701 Smith Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Ruthton serves 220 people · EPA ID MN1590007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Also Mapped Here | Lincoln-Pipestone Rural Water System |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Woodstock Telephone Company Fiber | 1,000 / 1,000 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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