701 Shady Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 701 Shady Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,020 sqft · built 1922
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$66,517 (Jun 2026)
Tax Bill	$498 (2025)
Deeds & Mortgages	Dec 2005 Second Mortgage Jun 2026 Foreclosure + 1 more
APN	`06-3.0-05-001-004-020.001`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-001-004-020.001`

Interior

Building Area	1,020 sqft Base Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	75 ft deep x 80 ft wide

Location & Zoning

Street Address	701 SHADY AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MCDONALD'S, DR. S. LOT:8 BLK:2LGL DESC:W 5' L 7 & ALL L 8 & 9 BLK 2 & 5' SHADY AVE ADJ ON S S 74.97'OF W 5' L 7 AND S 74.
Legal Subdivision	MCDONALDS, DR S
Legal Tract	B
Legal Block	2
Legal Lot Number	8
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1051
Census Tract	300

Owner

701 Shady Ave is held in a trust since June 2026.

Source: Buchanan County records, as of October 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3217 DECKER LAKE DR, WEST VALLEY CITY, UT 84119-3284
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SHUK YEE YAM
Jun 8, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Dec 30, 2005	Warranty Deed, Transfer · ARM MERITAGE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Dec 30, 2005 · Amount on File
Deed Document Number	20264536
Deed Book / Page	3819 / 294
Prior Transfer Date	Jun 1, 2026
Prior Transfer Doc	0000004536
Record Updated	Oct 29, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	701 SHADY AVE, SAINT JOSEPH, MO 64505-2097
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	ALLIED ABSTRACT AND TITLE COMPANY INC, HALL ABSTRACT & TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02863/0258
Date	Dec 30, 2005
Book Page	2863/0258
Instrument	2005020281

Lender

Name	SHUK YEE YAM
Type	Private Party
Address	6623 CARNEGIE ST, SAINT JOSEPH, MO 64504

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 30, 2020

June 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 8, 2026
Property Address	701 SHADY AVE, SAINT JOSEPH, MO 64505-2097
Document Number	0000004536
Book / Page	3819 / 294
Instrument Date	Jun 1, 2026
Instrument	20264536
Transaction Type	Foreclosure
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3217 DECKER LAKE DR, WEST VALLEY CITY, UT 84119-3284
Investor	Possibly a Property Investor

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 30, 2005
Property Address	701 SHADY AVE, SAINT JOSEPH, MO 64505-2097
Document Number	02863/0235
Book / Page	2863 / 0235
Instrument Date	Dec 30, 2005
Instrument	2005020279
Transaction Type	Transfer
Record Updated	Jun 24, 2026
Title Company	HALL ABSTRACT & TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 SHADY AVE, SAINT JOSEPH, MO 64505-2097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 SHADY AVE, SAINT JOSEPH, MO 64505-2097

Mortgage

Document Number	02863/0237
Date	Dec 30, 2005
Book Page	2863/0237
Instrument	2005020280

Lender

Name	MERITAGE MORTGAGE CORP
Address	BEAVERTON, OR 97008

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.56%
Type Change Date	Jan 1, 2008
Change Frequency	6 Months
Min Rate At Change	9.56%
Max Rate At Change	12.5%
Index	6-Month LIBOR
Max Rate	16.5%

Tax Assessment & Valuation

The 2025 property tax bill for 701 Shady Ave was $498, up 0.2% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$498.00 (+0.2%)	$6,940 Land $1,190 Building $5,750	$36,510 Land $6,250 Building $30,260
2024	$497.00 (+24.56%)
2023	$399.00 (-0.75%)	$6,070 (-) Land $1,190 Building $4,880	$31,950 Land $6,250 Building $25,700
2022	$402.00	$6,070 Land $1,190 Building $4,880
2021			$31,950 Land $6,250 Building $25,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 701 Shady Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 Shady Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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