Kane County property record for 701 S 5th St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,324 sqft · built 1920 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $485,000 (Jul 2018) |
| Tax Bill | $12,082 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-157-015 |
| Primary APN | 09-34-157-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Basement Area | 1,324 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 701 S 5TH ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 020-SW SIDE-RIV |
| Legal Subdivision | NORWAY MAPLE ADDN |
| Legal Block | 4 |
| Legal Lot Number | 22 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 852201 |
701 S 5th St is owner-occupied and held in a trust since January 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 701 S 5TH ST, SAINT CHARLES, IL 60174-3927 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 11, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 26, 2018 | Warranty Deed, Transfer · ARM US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on File |
| Deed Sale | Jul 26, 2018 · Amount on File |
| Prior Sale | May 23, 2008 · Amount on File |
| Deed Document Number | 201836074 |
| Last Transfer Date | Jan 5, 2021 |
| Transfer Doc | 0000002491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 701 S 5TH ST, ST CHARLES, IL 60174-3927 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012319 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021K012319 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 701 S 5TH ST, ST CHARLES, IL 60174-3927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015062 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2020K015062 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Rate | 3% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 11, 2021 |
| Property Address | 701 S 5TH ST, ST CHARLES, IL 60174-3927 |
| Document Number | 0000002491 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2491 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 701 S 5TH ST ST CHARLES IL 601743927, ST CHARLES, IL 60174-3927 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 26, 2018 |
| Property Address | 701 S 5TH ST, ST CHARLES, IL 60174-3927 |
| Document Number | 0000036074 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 2018K036074 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | AMERICAN NATIONAL TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 701 S 5TH ST, 701, SAINT CHARLES, IL 60174-3927 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 701 S 5TH ST7, ST7, SAINT CHARLES, IL 60174 |
| Document Number | 0000036075 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 2018K036075 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate | 4.37% |
|---|
The 2025 property tax bill for 701 S 5th St was $12,082 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,082.00 Homeowner's exemption | $180,278 (+8.53%) Land $37,587 Building $142,691 | $541,050 (+8.53%) Land $112,806 Building $428,244 |
| 2024 | $166,109 Land $34,633 Building $131,476 | $498,526 Land $103,941 Building $394,586 | |
| 2022 | $11,115.00 (+4.08%) Homeowner's exemption | $143,666 (+4.91%) Land $30,620 Building $113,046 | $430,998 (+4.91%) Land $91,860 Building $339,138 |
| 2021 | $10,679.00 Homeowner's exemption | $136,942 Land $29,187 Building $107,755 | $410,826 Land $87,561 Building $323,265 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 701 S 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 701 S 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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