701 S 5th St, Eldridge, IA 52748 Property Records

Scott County property record for 701 S 5th St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 976 sqft · built 1975
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on Record
Last Sale	$282,500 (Jul 2024)
Tax Bill	$3,240 (2026)
Deeds & Mortgages	Jul 2021 Second Mortgage Aug 2016 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`931432401`

Property Details

APN / Parcel Number

Primary APN	`931432401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	976 sqft Living Area
Basement Area	976 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	70 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	53 sqft
Patio Area	173 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	701 S 5TH ST
City	ELDRIDGE
State	IA
Zip	52748-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDRIDGE ACRES 6TH ADD LOT: 001 ELDRIDGE ACRES 6THADD
Legal Subdivision	ELDRIDGE ACRES 6TH ADD
Legal Lot Number	1
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2041
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHNWARD BANK & TRUST CO
Aug 5, 2016	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY STATE BANK
Apr 7, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREENSTATE CU
Apr 7, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Oct 26, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Jan 5, 2023	Re-recorded Document
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jul 20, 2005	Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Apr 7, 2023 · Amount on Record
Deed Document Number	202411006
Prior Transfer Date	Oct 19, 2022
Prior Transfer Doc	0000027703
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100023589
Date	Jul 9, 2021
Instrument	202100023589

Lender

Name	OHNWARD BANK & TRUST CO
Type	Bank
Address	MARION, IA 52302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600021271
Date	Aug 5, 2016
Instrument	2016-00021271

Lender

Name	GATEWAY STATE BANK
Type	Bank
Address	CLINTON, IA 52732

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2036

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300005630
Date	Apr 7, 2023
Instrument	202300005630

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	Apr 5, 2033

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Apr 7, 2023
Property Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527
Document Number	202300005628
Instrument Date	Mar 23, 2023
Instrument	202300005628
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527
Investor	Possibly a Property Investor

Mortgage

Document Number	202300005629
Date	Apr 7, 2023
Instrument	202300005629

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 5, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	12.2%

Mortgage

Document Number	202300005630
Date	Apr 7, 2023
Instrument	202300005630

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	Apr 5, 2033

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT IA
Recording Date	Oct 26, 2022
Property Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527
Document Number	202200027703
Instrument Date	Oct 19, 2022
Instrument	202200027703
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527

Mortgage

Document Number	202200027704
Date	Oct 26, 2022
Instrument	202200027704

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2062

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.12%
Index	Other
Max Rate	7.12%

January 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SCOTT IA
Recording Date	Jan 5, 2023
Property Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527
Document Number	202300000166
Instrument Date	Oct 19, 2022
Instrument	202300000166
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jul 20, 2021
Property Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527
Document Number	202100024809
Instrument Date	Jul 13, 2021
Instrument	202100024809
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527

Mortgage

Document Number	202100024811
Date	Jul 20, 2021
Instrument	202100024811

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jul 20, 2005
Property Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527
Document Number	200500023462
Instrument Date	Jul 18, 2005
Instrument	2005-00023462
Transaction Type	Transfer
Record Updated	Jul 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S 5TH ST, ELDRIDGE, IA 52748-1527

Mortgage

Document Number	200500023463
Date	Jul 20, 2005
Instrument	2005-00023463

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,240.00	$272,300 (-) Land $57,400 Building $214,900	$272,300 (-) Land $57,400 Building $214,900
2025	$3,240.00 (+11.19%)	$272,300 (+19.74%) Land $57,400 Building $214,900	$272,300 (+19.74%) Land $57,400 Building $214,900
2024	$2,914.00 (+6.35%)
2023		$227,400 Land $36,900 Building $190,500	$227,400 Land $36,900 Building $190,500
2022	$2,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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