701 S 5th St, Effingham, IL 62401 Property Records

Effingham County property record for 701 S 5th St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	2,406 sqft · built 1965
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Jan 2025)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-044-058`

Property Details

APN / Parcel Number

Primary APN	`03-16-044-058`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,406 sqft Base Area
1st Floor Area	2,406 sqft
Basement Area	2,406 sqft
Unfinished Basement	2,406 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Masonry / Concrete Block
Lot Area	17,424 sqft (0.4 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	701 S 5TH ST
City	EFFINGHAM
State	IL
Zip	62401-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 BLK 3 BLISS PARK ADD 25000054 3342/41 3257/315 2971/188 2065/44 830/348
Legal Subdivision	BLISS PARK ADDITION
Legal Block	3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2027
Census Tract	950800

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3724 E LINN AVE, TERRE HAUTE, IN 47805-2003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Oct 20, 2017	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2025 · Amount on Record
Deed Sale	Jan 8, 2025 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	202553
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	701 S 5TH ST, EFFINGHAM, IL 62401-2657
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3630/274
Date	Nov 13, 2020
Book Page	3630/274
Instrument	202020006324

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.12%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 20, 2017
Property Address	701 S 5TH ST, EFFINGHAM, IL 62401-2657
Document Number	3342/041
Book / Page	3342 / 041
Map Reference	MB 1 PG 79
Instrument Date	Oct 20, 2017
Instrument	201701704933
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ACCURATE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S 5TH ST, EFFINGHAM, IL 62401-2657

Mortgage

Document Number	201701704934
Date	Oct 20, 2017
Instrument	201701704934

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,356.00	$100,940 Land $21,860 Building $79,080	$302,820 Land $65,580 Building $237,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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